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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Open banking, and credit scores, should be free to all.

Open banking, and credit scores, should be under the free tier, matching other banks available. This is plain and simple money gouging, which they could be making elsewhere, again, like all other banks. Reviewed on: 12th February 2025

Just makes banking, especially saving much easier fo...

Just makes banking, especially saving much easier for the everyday user Reviewed on: 12th February 2025

Best bank account I've ever had .

Best bank account I've ever had . Reviewed on: 12th February 2025

Fun whimsical engaging design and features

Fun whimsical engaging design and features Reviewed on: 12th February 2025

Amazing and superb service

Banking with Monzo like never before. Amazing service. Superb, top notch service Reviewed on: 12th February 2025

i recommend monzo to everyone

Monzo makes saving money fun. it's so easy to organise and keep track of your money. a great bank i'm proud to be with Reviewed on: 12th February 2025

Amazing customer service, very knowledgable and quic...

Amazing customer service, very knowledgable and quick to answer calla Reviewed on: 12th February 2025

Fab service I would definitely recommend

Fab service I would definitely recommend Reviewed on: 12th February 2025

I love using Monzo.

I love using Monzo. It's has the best user friendly interface Reviewed on: 12th February 2025

Very good bank.

Very good bank. Feels safe and great customer service Reviewed on: 12th February 2025

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