Smart Money People Logo

Monzo: Current account reviews

4.92
Based on 19,134 reviews, last reviewed 31st Mar 2026
93150% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Reliable. Always works worldwide - reliable. Good notifications. Reviewed on: 31st March 2026
Richard H's avatar
Richard H

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026
Siobhan 's avatar
Siobhan

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19134)

Class bank

5
Really good customer service, always sort my problems or help me with information. Haven’t had trouble once Reviewed on: 9th February 2025

Fast response

5
Call respond is very quick and had wonderful customer service experienced Reviewed on: 9th February 2025

Very happy with monzo never had any problems with th...

5
Very happy with monzo never had any problems with them,easy to use and it show you what you spend and having upcoming bills etc Reviewed on: 9th February 2025

Best online banking app, I have tried others like Re...

5
Best online banking app, I have tried others like Revolute but I enjoyed Monzo more Reviewed on: 9th February 2025

I’m using Monzo as my primary account and it’s reall...

5
I’m using Monzo as my primary account and it’s really cool and very easy to use Reviewed on: 9th February 2025

Ever since I started using Monzo have never had any...

5
Ever since I started using Monzo have never had any issue with any transaction...it reliable and trusted anytime any day. Reviewed on: 9th February 2025

Easy to use and never a problem plus they’re offer m...

5
Easy to use and never a problem plus they’re offer more than What other banks can such as no travel fees, lower interest rates on loans and higher interest rates on savings Reviewed on: 9th February 2025

Easy to use app.

5
Easy to use app. Promotes saving Reviewed on: 9th February 2025

Monzo my best buddy

5
In my opinion Monzo is the best banking app I used, i have Monzo for about 6 years and they never let me down. Big thumbs up for Monzo Reviewed on: 9th February 2025

Monzo card

5
Great card when using abroad for exchange rate Reviewed on: 9th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.98 from 923 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3086 reviews
    Monzo
    View all products