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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

I love Monzo.

I love Monzo. I used it abroad to help me get items for myself such as food and drink and the 0£ exchange fee is brilliant and a game changer especially when going abroad. I would highly recommend Monzo! Reviewed on: 13th February 2025

I like the app, its fun.

I like the app, its fun. Its very visual and I can see quickly at a glance all my money in one place. Reviewed on: 13th February 2025

Impressive, efficient and simple to use.

The app UX and ease of use is impressive. The notifications relating to interest paid and transactions is very efficient, as are the speed oy payments being made. Reviewed on: 13th February 2025

Monzo is just amazing!

Monzo is just amazing! Practical, functional and fancy! Reviewed on: 13th February 2025

Complete satisfaction

I’ve been using Monzo as my main bank account, and I couldn’t be happier. The app is intuitive and makes managing my money effortless, from real-time notifications to easy budgeting tools. Customer service has always been quick and helpful whenever I’ve needed it. Plus, features like instant transfers and fee-free spending abroad make it a standout choice. Highly recommend Monzo to anyone looking for a modern, hassle-free banking experience! Reviewed on: 13th February 2025

The best bank I have ever come across!

The best bank I have ever come across! Easy and quick to deal with queries and very informative. Reviewed on: 13th February 2025

What else do you need from a bank?

Never had any issues, plus always have options and offers for more than I'd expect a bank to do... What else is needed from a bank? Reviewed on: 13th February 2025

Nothing for customers on NI, coildnt care less, bad...

Nothing for customers on NI, coildnt care less, bad bank that simply exploits the online gimick, virtual cards arent actual virtual cards like with revolute, i dont understand how people can use that absute gar age Reviewed on: 13th February 2025

A great bank!

Since joining Monzo I have had no issues at all. I love certain features that this bank has that others don’t, for example getting paid 1 day early if paid with BACs. The set up process is very easy as well and the delivery of your debit card is quick and efficient, also while you are waiting you can still use your card on Apple Pay or google pay until it arrives! Definitely one of the best banks there is. Reviewed on: 13th February 2025

Monzo is an efficient bank that does the job.

Monzo is an efficient bank that does the job. Simple, intuitive, natural. Reviewed on: 13th February 2025

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