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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Great bank

Great.app,so easy to use and great savings products Reviewed on: 13th February 2025

Easy to use and has outstanding accessibility

Easy to use and has outstanding accessibility Reviewed on: 13th February 2025

Great bank, always adding new features

Great bank, always adding new features Reviewed on: 13th February 2025

I love everything about Monzo.

I love everything about Monzo. It’s extremely easy to use, trustworthy, there are so many tools to educate and help people grow and invest. They keep their customers well-informed on how they’re spending in witty and fun ways. I absolutely love Monzo and really would love to see it grow and do well! Reviewed on: 13th February 2025

Support won’t help me recover my money if I have bee...

Support won’t help me recover my money if I have been scammed and feel my money isn’t protected with Monzo Reviewed on: 13th February 2025

Very flexible

Very flexible, helps save for things and track money spending habits Reviewed on: 13th February 2025

"My Monzo guy"

Best partner in all my ways especially travel time, now am decided to gain or change "my monzo" as a saving guy in my big financial needs. I love "MY MONZO". Thank you Reviewed on: 13th February 2025

Always available when you need them.

Always available when you need them. Great fraud features as well. Reviewed on: 13th February 2025

Fab Monzo

Love Monzo. Makes money management easy. Reviewed on: 13th February 2025

Positive experience

I have had positive experience with Monzo and the fact that opening the account is so easy is the best part. Only improvement area will be the customer service as the time to address any query is higher Reviewed on: 13th February 2025

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