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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19134 reviews)

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4.92

Based on 19,134 reviews, last reviewed 31st Mar 2026

93150% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Reliable. Always works worldwide - reliable. Good notifications. Reviewed on: 31st March 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19134)

Very pleased with Monzo.

Very pleased with Monzo. Notifications and pots are a highlight. Reviewed on: 9th February 2025

Cashback

Cashback features are amazing for everyone, helps to save money a bit by a bit. Reviewed on: 9th February 2025

.excellent service service with a smile

They are so helpful and genuine card providers .. I would highly recommend . Reviewed on: 9th February 2025

Most user friendly bank ever.

Most user friendly bank ever. It was easy to open and the best part is the money pots I am able to save money for targeted purposes. Reviewed on: 9th February 2025

Everything that you need

A great app that is easy to navigate. They offer the best cashback offers too. Reviewed on: 9th February 2025

Monzo is the best bank I've used.

Monzo is the best bank I've used. Their digital platform is simple to use - the customer experience is very smooth. Reviewed on: 9th February 2025

So easy and professional to use and find out what is...

So easy and professional to use and find out what is going on in my account. Linking other accounts is helpful. The advice of other services is good and ive taken out a loan and set up a savings account for Christmas. Love it Reviewed on: 9th February 2025

Very happy with monzo.

Very happy with monzo. Easy to use Reviewed on: 9th February 2025

Incredible

I’ve been with Monzo since 2018, and they’ve been my main bank since 2019. No faults always recommending to anyone Reviewed on: 9th February 2025

Monzo bank makes your money stretch.

Monzo is an easy going and very flexible way to do banking. There are many ways to save ,from top ups and cash back offers when spending to committed savings plans. Spending abroad is so easy,no need to find exchange offices,just swipe. Reviewed on: 9th February 2025

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