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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19139 reviews)

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4.92

Based on 19,139 reviews, last reviewed 1st Apr 2026

93400% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I like the usability of the app, savings rates are o... I like the usability of the app, savings rates are ok, company seems trustworthy and security is good without being overly fussy. Free vegan sausage r... Read more Reviewed on: 1st April 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19139)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

More banks need to move with the times!

More banks need to move with the times! Reviewed on: 7th February 2025

Monzo leads the way

I never had a Monzo account but tried it for the first time last month and it’s amazing. I like the emojis, how personal it is and how the company is doing more to help people save. Reviewed on: 7th February 2025

I absolutely love the user experience on the Monzo app!

I absolutely love the user experience on the Monzo app! It’s hands down one of the most intuitive and well-designed banking apps out there. The Monzo Current Account makes everyday banking effortless, with seamless money management features that actually make a difference. The **Pots** feature is a game-changer for budgeting and saving, allowing me to set aside money effortlessly for different goals. I also appreciate the **investment options**, which make it easy to put my money to work without unnecessary complexity. The built-in **calculators** help with financial planning, whether it’s for savings, loans, or investments. I love how Monzo integrates everything in one place—hooking up my **mortgage** to get a full financial overview is super convenient. The **early salary payment** feature is another great perk, giving me access to my money a day early without any hassle. Overall, Monzo continues to innovate and improve the way I manage my finances. Highly recommend to anyone looking for a smarter, more flexible banking experience! Reviewed on: 7th February 2025

Monzo is super user-friendly digital bank account.

Monzo is super user-friendly digital bank account. Reviewed on: 7th February 2025

Monzo rocks

Great, easy to use, visibility etc. Reviewed on: 7th February 2025

I pay for monzo perks because the perks really do ou...

I pay for monzo perks because the perks really do outweigh the cost. I love how easy the app is to use, I’ve never felt so confident about how I manage my finances. Monzo are really paving the way for what other online banks should be striving towards. They don’t waste time benchmarking or trying to compete with the market, they just have innovative ideas that revolutionalise digital banking! Reviewed on: 7th February 2025

my daily current account

I have been with Monzo for some time and use it mainly as my daily usage account. I recently upgraded to max account as I feel it offers great value. The account is easy to manage, everything is just a tap away. I have investment ISA and started the penny saving challenge. They really do make banking fun Reviewed on: 7th February 2025

Swapped from a regular high st bank to Monzo better...

Swapped from a regular high st bank to Monzo better control on savings, direct debits, pots, flex is a brilliant card. Can do no wrong. Reviewed on: 7th February 2025

They should how all banks should be run

They could make it a little easier to speak to a real person when you need to, but otherwise Monzo are brilliant! They should how all banks could & should be run! Reviewed on: 7th February 2025

monzo changed my life

i’ve been with monzo for over 6 years now and they have taught me how to save money, how to invest money and i love that i can take my card abroad with no fuss. when i’ve had problems with companies taking money from me, they’ve investigated it quickly and the communication is brilliant. they also helped massively when my credit card was stolen and they replaced it instantly. everything is so easy and fool proof with monzo. i’ve recommended it to so many of my friends and family for various reasons. Reviewed on: 7th February 2025

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