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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19140 reviews)

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4.92

Based on 19,140 reviews, last reviewed 1st Apr 2026

93450% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19140)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Just great to deal with, banking as it should be

Just great to deal with, banking as it should be Reviewed on: 7th February 2025

Very friendly and feels more personalised

Very friendly and feels more personalised Reviewed on: 7th February 2025

Great bank, super quick app, 10/10 service.

Great bank, super quick app, brilliant customer service and just an all round 10/10 experience. Reviewed on: 7th February 2025

Savings pots for the win!

I have been with Monzo for years now, and their interest rates are high and I like that you can open multiple pots as well as savings pots. This allows me to really manage my money in a clear and visual way that works for me. My family and friends know I use Monzo and that I rave about it all the time. Reviewed on: 7th February 2025

There LinkedIn is funny

There LinkedIn is funny but I been banking with them for a while and they seem to be on the ball Reviewed on: 7th February 2025

Love it and its ease of use!

Think it's great to see your money and ease of transferring to others, setting limits for different categories. Had to order a new card the other day and that was seamless in itself. Their savings accounts and pots are also great and have good interest and I like to be able to split differently. App is super easy to use too, overall nothing bad to say about Monzo at all! Reviewed on: 7th February 2025

Amazing All Round Banking!

Amazing All Round Banking!!! Easy, secure & just overall brilliant. Reviewed on: 7th February 2025

Make every day a great one by using Monzo

I use Monzo Max. Been a user for a while, using various free and paid current accounts. The perks they provide are great (who doesn't love a free weekly greggs and monthly Vue tickets!). Been a big fan for a while, getting other people more involved as well due to great value for money. The app - easy to navigate and fast. Customer service? On point. 10/10 would recommend. Reviewed on: 7th February 2025

The best LinkedIn posts ever!

It is super easy and convenient! Previously someone tried to fraud me and Monzo blocked the transaction immediately which was perfect and I spoke to someone straight away with no delay! I also love love love their LinkedIn activity, it make a massive difference in how I feel about banking with them! Keep it up as they do put a smile on everyone’s face! Reviewed on: 7th February 2025

Monzo has revolutionized my banking experience.

Monzo has revolutionized my banking experience. I’ve understood so much about budgeting and financial literacy. I’ve been able to save and build good money habits Reviewed on: 7th February 2025

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