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Monzo: Current account reviews

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4.92
Based on 19,140 reviews, last reviewed 1st Apr 2026
93450% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026
Joshua B's avatar
Joshua B

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026
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Siobhan
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19140)

Monzo has revolutionized my banking experience.

5
Monzo has revolutionized my banking experience. I’ve understood so much about budgeting and financial literacy. I’ve been able to save and build good money habits Reviewed on: 7th February 2025
JCS's avatar
JCS

Great bank, allows me to easily see all of my money...

5
Great bank, allows me to easily see all of my money in one place with connected accounts. 1p saving challenges and pots have helped changed my mindset towards money and budgeting. When I've needed customer support they are very quick to respond and resolve the issue Reviewed on: 7th February 2025
Kimberley's avatar
Kimberley

It changed my life from debt to debt free.

5
It changed my life from debt to debt free. Reviewed on: 7th February 2025
Richard E's avatar
Richard E

Monzo is my favourite bank

5
Monzo is my main bank and I love that I can section my wages into different pots automatically AND earn interest on these pots. Their 1p saving challenge is a great way to build up some savings while not noticing it leaving your account. I would highly recommend them to anyone. Reviewed on: 7th February 2025
Ce's avatar
Ce

Being with Monzo improves my relationship with money

5
I've been a full Monzo user for years and I genuinely believe they make managing my money not only easier, but actually fun and engaging. My relationship and attitude towards money and saving has definitely been improved since I became a customer. Reviewed on: 7th February 2025
Rob's avatar
Rob

Monzo is fun, easy to use and makes money feel a lit...

5
Monzo is fun, easy to use and makes money feel a little lighter to deal with. I can easily see and move my money around, the pots help me budget and save easily. Their online approach makes getting help quick and simple and I've always found the help to be professional, easy to understand and fast. Reviewed on: 7th February 2025
Holly S's avatar
Holly S

Easy to setup, manage and save money

5
My account was super easy to set up and has been hassle-free to manage. I love that I can get push notification so I know when bills have come out of my account. I also really love that you can set up a 'round up' pot - again super easy to set up and leave it to save money for you. Reviewed on: 7th February 2025
Katie C's avatar
Katie C

App is really user friendly

5
I find the Monzo app really easy to use, very intuitive and user-friendly and plenty of great features. It's this that attracts me to a Monzo current account. Reviewed on: 7th February 2025
Stephen A's avatar
Stephen A

Can't beat them, they are alway competitive on their...

5
Can't beat them, they are alway competitive on their interest rates Reviewed on: 7th February 2025
Willow H's avatar
Willow H

Have been FULL MONZO for 6 years now.

5
Have been FULL MONZO for 6 years now. I love and I will never change. The app is so easy to use, it gives you help to manage your finances. Loads of extras too like pots, cash back, flex card etc. I get free sausage rolls every week from my MAX subscription as well as phone insurance, breakdown cover. I love Monzo. Their advertising is amazing. Reviewed on: 7th February 2025
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Anya B

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