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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

The most awesome account I have ever had.

The most awesome account I have ever had. To think I used to use a spreadsheet to manage my finances. Monza is just phenomenal. Reviewed on: 10th February 2025

Great app. Makes sorting and saving money simple.

Brilliantly simple app which makes keeping on top of your money simple. I love the ‘round up’ feature that can make saving up seem effortless. The ‘pots’ are also great for sorting your money for different things. Reviewed on: 10th February 2025

Monzo has everything fintech !

Monzo has everything fintech ! Even using links to send/receive money at ease!, helping us to save my creating the 1penny yearly savings challenge and basically being the best bank app! I just love Monzo Reviewed on: 10th February 2025

Easy, fast, Monzo

Easy to use application with great UX. Reviewed on: 10th February 2025

i love monzo

very good experiance i love monzo Reviewed on: 10th February 2025

Performance

Easy to use and understand. Suitable for all age group people. Simple yet powerful UI. Reviewed on: 10th February 2025

GREAT EXPERIENCE

My experience with Monzo has been great so far, my accounts were easy to set up and I love the 1p challenge function! The marketing on Linkedin is top notch! Reviewed on: 10th February 2025

Monzo gives me financial control that I want to have...

Monzo gives me financial control that I want to have with a plethora of features, accounts and goodies. Once everything is set up, I can rely on Monzo to sort, save, and invest my money the way I want. Reviewed on: 9th February 2025

The only thing I would want to change with my experi...

The only thing I would want to change with my experience is that you update the spending tracker I get paid every 4 weeks but it only allows you to renew the spend you’ve left after bills monthly! Reviewed on: 9th February 2025

The back for the busy people

Ease of use and availability, this bank is for the busy people. Good features on the app make things easy to understand and the terms are comparable with other banks, sometimes more favourable. Reviewed on: 9th February 2025

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