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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19140 reviews)

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4.92

Based on 19,140 reviews, last reviewed 1st Apr 2026

93450% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19140)

Had Monzo since before it was a bank, still use it t...

Had Monzo since before it was a bank, still use it to this day. Amazing service, amazing insight. Reviewed on: 7th February 2025

I've been a monzo customer for 8 years roughly and e...

I've been a monzo customer for 8 years roughly and enjoyed my experience compared to conventional banking. Reviewed on: 7th February 2025

The best bank and marketing team going

I've been with Monzo for years and It's the best bank I've ever used. The Interface, usability, support and value with perks and rewards is unbeaten. Also, their marketing on LinkedIn deserve an award. Reviewed on: 7th February 2025

Sometimes i used in the world on holyday

Sometimes i used in the world on holyday Reviewed on: 5th February 2025

Awesome bank then and now.

Awesome bank then and now. Always innovating and improving. The premium account is amazing value for money. Reviewed on: 5th February 2025

Excellent bank account

The Monzo app works well and has good loan offers, the money is safe. Reviewed on: 3rd February 2025

Love my Monzo account.

Love my Monzo account. Like the fact you can see transactions immediately, can get paid a day early if need be , round ups, pots. I just think they’re great. Have just gone “full Monzo” and pay monthly but what I get for that is amazing. Multiple insurances that include my family members too and other perks I’ve never seen with other banks. Have been a victim of fraud before and the customer service was excellent. Have recommended to others and a few friends have signed up. I also like the fact you don’t get charged to use your card abroad and they give a good exchange rate too. Perfect all round. Reviewed on: 1st February 2025

Great app

App has some really great features and makes it super easy to keep track of transactions and savings. I love that I’m able to do “loose change” round ups and paying for a perks account doesn’t bother me as there are some great incentives included. Reviewed on: 29th January 2025

It's been well so far.

It's been well so far. Haven't really done much with Monzo but it seems good so far. I can't really stand firm for their security due to rumour on tiktok I heard. Reviewed on: 24th January 2025

Friendly to immigrants.

Friendly to immigrants. I came to this country half a year ago with no friends or family here and Monzo is virtually the only bank that let me set up an account rather painlessly. Reviewed on: 24th January 2025

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