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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Many Benefits, Easy UI and overall Great Bank

I have been able to manage my money more efficiently by using the pots function. I have also been able to get cashback on some purchases which has been a great boost. The customer service team has been incredible when dealing with a refund request I had and most of all, the user interface of the app makes it incredibly easy to navigate and find the various options and benefits Momzo offers. Reviewed on: 10th February 2025

A verry good bank and servicess.

A verry good bank and servicess. I enjoy the colaboration Reviewed on: 10th February 2025

Pleasant app experience, great customer support and...

Pleasant app experience, great customer support and a seamless banking process overall Reviewed on: 10th February 2025

Monzo is a game-changer in banking!

Monzo is a game-changer in banking! With its sleek app, real-time spending notifications, fee-free travel, and intuitive budgeting tools, managing money has never been easier. Customer service is exceptional, and features like instant transfers and savings pots make it a top choice. A must-have for modern banking convenience! Reviewed on: 10th February 2025

Good experience

Good all round experience. Easy to use and straightforward. Reviewed on: 10th February 2025

Ease of using card abroad

Monzo made it very easy to use and manage my money especially abroad Reviewed on: 10th February 2025

Best bank account!

Best bank account! - Now my only account, does everything I need it to and provides really useful features to help me manage my finances better. Reviewed on: 10th February 2025

Monzo was the first mobile bank App I added to my ph...

Monzo was the first mobile bank App I added to my phone. Its easy to use and has great features, including saving and investment pots. Reviewed on: 10th February 2025

Monzo is an easy and user friendly bank service - th...

Monzo is an easy and user friendly bank service - the interface is great and the products they offer - even for the free version - are great and help save money/track your spending. I love their pots feature! Reviewed on: 10th February 2025

Best bank I’ve had in a while

Best bank I’ve had in a while, never had any issues, security checks are always in place which is brilliant Reviewed on: 10th February 2025

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