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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Customer experience - outstanding

Why go anywhere else? With a clear and detailed user interface that gives you full control of your money and spending, I don't need anything more than Monzo. Reviewed on: 10th February 2025

Fast, easy, app is amazing.

Fast, easy, app is amazing. Clear… useful and applicable to managing finances in real life Reviewed on: 10th February 2025

User friendly, useful savings pots.

User friendly, useful savings pots. Love how easy it is to transfer money. Reviewed on: 10th February 2025

Monzo is brilliant!

Monzo is an excellent current account provider and I am an extremely happy customer. Their app is second to none and light years ahead of other providers, such as the Co-op bank with whom I have another account and their app is horrendous. Monzo is modern, user friendly, intuitive with great features. Highly recommend! Reviewed on: 10th February 2025

Amazing bank I am overall satisfied.

Amazing bank I am overall satisfied. Reviewed on: 10th February 2025

Brilliant bank with a great UI I use the aggregate f...

Brilliant bank with a great UI I use the aggregate feature to see where ally cash is Reviewed on: 10th February 2025

Bank with a button

Easy to operate,good rates,clever app,feel getting in touch a bit ponderous, always at the back of your mind that you can't talk to someone face to face! Reviewed on: 10th February 2025

Bank that helps you, not the other way round.

I have been happy with you, Monzo! Reviewed on: 10th February 2025

Good bank no problems shake there is no branches but...

Good bank no problems shake there is no branches but overall good bank Reviewed on: 10th February 2025

The app works exceptionally well and provides prompt...

The app works exceptionally well and provides prompt/timely information. Reviewed on: 10th February 2025

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