Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Not had any issues and love the features on offer th...

Not had any issues and love the features on offer through the app. Reviewed on: 9th February 2025

Great bank with useful features.

Great bank with useful features. Reviewed on: 9th February 2025

My money is well secured and safe.

My money is well secured and safe. I have no doubt whatsoever Reviewed on: 9th February 2025

Monzo Budgeting Pips The Lot

As a customer of First Direct, Starling and Monzo, all of which are excellent, Monzo takes the award for the quality of their app and the budget-tracking graphs that it provides. It provides real-time view of current spend and really helps to manage on a budget in today's challenging financial world. Reviewed on: 9th February 2025

Excellent at all aspects all awats sorts out my pro...

Excellent at all aspects all awats sorts out my problem Reviewed on: 9th February 2025

Amazing bank easy to use and very positive

Amazing bank easy to use and very positive Reviewed on: 9th February 2025

I had a problem with a scammer.

I had a problem with a scammer. put it in writing and Monzo sorted that day and refunded me the money. Never known a bank do that with out a lot of paperwork and messing around for months Reviewed on: 9th February 2025

Outstanding support

I work with some of the most vulnerable people in society and having been with Monzo for some time I know that the vulnerable customers team do amazing work so I always recommend a Monzo account to my clients as an extra layer of protection for them, especially in terms of domestic abuse and addiction issues. Reviewed on: 9th February 2025

I absolutely love my Monzo Max account.

I absolutely love my Monzo Max account. It's my most used app on my phone. I love using every single feature from savings pots to investments. Couldn't ask for a better bank, they are very good with trying new things. Love the new 1p challenge. Reviewed on: 9th February 2025

I find them so easy to use, they have so many useful...

I find them so easy to use, they have so many useful built in features that you just don’t get with other banks & I have never had any issues getting help when I need it. Reviewed on: 9th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Account
from Lloyds Bank 4.00 from 798 reviews
Payment card
from Pridepay 0.00 from 0 reviews
Current Account
from Norwich and Peterborough Building Society 3.77 from 8 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1143 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub