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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

I would 100% recommend Monzo as I have never had any...

I would 100% recommend Monzo as I have never had any problems and they are amazing to use when your abroad don’t get charged using Monzo when on holiday and they staff are amazing if you have any problems or issues they sort it straight away Reviewed on: 9th February 2025

Super helpful to keep your financial life on check.

Managing accounts is so much more intuitive and clear. Tracking expenses is also great, specially when setting saving goals. The perks are great value for money: in particular the credit insights are wonderful to see and they are updated every week, keeping you on track for big events in life (like buying a house). Reviewed on: 9th February 2025

Excellent experience with Monzo

Excellent experience with Monzo, everything is easy,safe and secure. They help make building credit easy. Reviewed on: 9th February 2025

Monzo is the best bank

Monzo is the best bank I have ever experienced. I would recommend every person I. The UK banks with them for there general daily banking Reviewed on: 9th February 2025

Very good bank with more and more options.

Very good bank with more and more options. Pay on your savings, gives cashback, benefits from subscription. Issues resolved quickly and I don't need to walk through a bank. Reviewed on: 9th February 2025

Fantastic Bank!

Great bank, with great features for all the family Reviewed on: 9th February 2025

Best bank in the UK

Best bank in the UK - user-friendly, easy to use, secured banking, responsive and wonderful credit facilities and rates Reviewed on: 9th February 2025

Great service and advice.

Great service and advice. Always adapting their services and giving money advice that is valued and short and easy to follow. Services are easily edited in the app and I can manage both my own and my daughters accounts with ease. Reviewed on: 9th February 2025

Easy to use and it's has most of options which requi...

Easy to use and it's has most of options which require to use. And very fast. Reviewed on: 9th February 2025

Fantastic way to bank

Helped streamline my banking experience, useable useful features to give you confidence in looking after your money. Round-ups was a especially nifty feature, allowing you to save little bits which end up becoming big values. Reviewed on: 9th February 2025

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