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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19141 reviews)

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4.92

Based on 19,141 reviews, last reviewed 2nd Apr 2026

93450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19141)

Better than any High Street bank

Great product, love the ease of spending abroad and how the exchange rate is the best available, savings rate is better than any High street bank for instant access. Love the updates from monzo when ever I make a purchase or transaction I get instant update to my phone. My favourite bank by z long mile, the regular High Street banks can learn so much from these about modern day banking. Reviewed on: 24th May 2024

I love Monzo , at home or aboard.

I love Monzo , at home or aboard. I don’t know what I would do without it. With the no fees and easy exchange rate it makes holidays that little less stressful. The use of multiple pots and round up is great too. Reviewed on: 24th May 2024

Their app is very easy to use.

Their app is very easy to use. I like that I can open 'pots' to save for different things. It also tells me how much money I have left for the month by taking into account all my bills due, I particularly love this feature. Reviewed on: 24th May 2024

My favourite UK Bank

Very easy to use app with lots of functionality. Quick to spot fraudulous payments without being intrusive and take the right actions for their customers. Setting up any other plans (e.g. saving or even investing) is easy too. Reviewed on: 24th May 2024

Easy to navigate App, quick response time to queries...

Easy to navigate App, quick response time to queries, convenient number of free monthly card transactions locally and abroad. Various account options available to suit your needs. Reviewed on: 24th May 2024

Best Banking Experience

Since I have joined Monzo about 5years ago I've only had joy with them, I am proud to bank with them as it has always been very easy with them, quick solutions and you always save! I love Monzo Reviewed on: 24th May 2024

Another good mobile banking app, I like the round up...

Another good mobile banking app, I like the round up feature that adds up spare change and invests or puts into savings Reviewed on: 24th May 2024

Easy to use and free to use in Europe

Easy to use and free to use in Europe Reviewed on: 24th May 2024

Great job folks!

From the UX to the representative savings accounts, this little company feels like it has it all. I feel I can really save whilst making the most of the offers that Monzo has - with Flex, pots and more! Reviewed on: 23rd May 2024

Great product and app works really well.

Great product and app works really well. Premium features are good value for money. Good savings rates and great isa option Reviewed on: 23rd May 2024

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