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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Great bank best bank I have ever had

Great bank best bank I have ever had Reviewed on: 9th February 2025

Great interest rates, great app and good support

Great interest rates, great app and good support Reviewed on: 9th February 2025

Monzo no1

Great great great brilliant current account the savings and investment is good and simple too Reviewed on: 9th February 2025

Loving it using all the perks and offers more.

Loving it using all the perks and offers more. Reviewed on: 9th February 2025

The app is so easy to navigate with great features.

The app is so easy to navigate with great features. Offer credit increased often. Fantastic bank. Reviewed on: 9th February 2025

Very easy app to use both home and abroad excellent...

Very easy app to use both home and abroad excellent range of products I can see all my accounts in one area Reviewed on: 9th February 2025

Superb, simple easy to use plus interest easy to gain

Superb, simple easy to use plus interest easy to gain Reviewed on: 9th February 2025

Monzo review

Very easy app to transfer and add funds Reviewed on: 9th February 2025

Excellent recommended alway

Excellent, i would suggest expect quick customer service in solving issues Reviewed on: 9th February 2025

What more can you ask dor?

I changed from a bank I had used for 30 years because their app and their service was so difficult to navigate. Delighted I did so. This will be my forever bank. Reviewed on: 9th February 2025

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