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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

My experience is very good.

My experience is very good. They help me a lot to pay my bill to have a comfortable life for the money the time I already need help. Reviewed on: 9th February 2025

My Experience

My experience with Monzo since I have been a customer have been Excellent always upto date with all my needs Reviewed on: 9th February 2025

Straight forward service, everything is clear and ea...

Straight forward service, everything is clear and easy to navigate Reviewed on: 9th February 2025

Epic experience.

Epic experience. I love it and 8 bananas Reviewed on: 9th February 2025

Amzing bank would recommend to anyone

Amzing bank would recommend to anyone Reviewed on: 9th February 2025

Ease of Monzo App, transferring of funds between sav...

Ease of Monzo App, transferring of funds between savings and current account. Most of all flexibility of using Monzo abroad. Payment of monthly savings interest. Am now using Monzo as my main bank account. Reviewed on: 9th February 2025

Monzo has been of good service to me so far and shou...

Monzo has been of good service to me so far and should keep up to thanks. Reviewed on: 9th February 2025

It’s easy to do what’s right for your money.

It’s easy to do what’s right for your money. Reviewed on: 9th February 2025

Very good and Excellent organizational Experienced w...

Very good and Excellent organizational Experienced with Monzo Reviewed on: 9th February 2025

Very active when it comes to scam and they are good...

Very active when it comes to scam and they are good in handle situations like that. Reviewed on: 9th February 2025

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