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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Very Convenient, easy and excellent customer service.

Very Convenient, easy and excellent customer service. Reviewed on: 9th February 2025

Excellent customer service, immediate response to is...

Excellent customer service, immediate response to issues. Reviewed on: 9th February 2025

Makes banking easy!

Makes banking easy! Monzo has lots of good offers and unique ideas such as locked pot to help you manage your money Reviewed on: 9th February 2025

Very easy to use in the UK and abroad.

Very easy to use in the UK and abroad. Seemless use of app. Relevant information provided in the app. I can sort my expenses to keep track of where the money goes. Reviewed on: 9th February 2025

My favorite bank

Never had a problem with the bank. Whatever queries I had the bank staff was always eager to help. Reviewed on: 9th February 2025

Had an issue with a dispute which it went easy and s...

Had an issue with a dispute which it went easy and successful. Reviewed on: 9th February 2025

Very good experience with Monzo banking system overd...

Very good experience with Monzo banking system overdraft system and especially supportive customer service team Reviewed on: 9th February 2025

No problem with any issues on a recent fraud attempt...

No problem with any issues on a recent fraud attempt Reviewed on: 9th February 2025

Why Monzo.

Haven't looked back since switching to Monzo. Reviewed on: 9th February 2025

Fantastic.

Fantastic. I have two current accounts, one with Monzo and one with Barclays. Whenever I need to use my Barclays account, it feels like stepping back into the past. Monzo gives so many tools, and so much insight into my money that it makes tracking my finances so much easier. Reviewed on: 9th February 2025

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