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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18214 reviews)

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4.93

Based on 18,214 reviews, last reviewed 4th Mar 2026

48700% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very reliable bank I have been with Monzo for 5 years and it’s very reliable. Has great perks on max - with car break down. I have save the most for a while with the 1p ... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18214)

Review of the Monzo, Current account:

Monzo is great!

Monzo is such a great up and coming bank account, very modern technology and a fantastic customer service team, always ready to help ! Reviewed on: 9th March 2023

I love my current account, especially for the option...

I love my current account, especially for the options I get! I love I can make cards to take advantage of offers I’m not sure of, love their loans, which I can pay off extra without penalty and are super easy to apply for. I even got a business account with them which had all the wonderful extras I have come to expect from Monzo. It even makes me sound cool when I mention I bank with them. Oh and I love my rail card and Greggs perks too!! But most of all it feels SAFE, and if I lose my card I can switch it straight off. Thanks Monzo!! Reviewed on: 10th February 2026

Really helpful app is easy to use, only ever had one...

Really helpful app is easy to use, only ever had one problem which was solved very quickly Reviewed on: 10th February 2026

Easy to set up, easy to use. So easy!

Easy to set up, easy to use. Fast when delivering new cards, good benefits available if wanting / willing to pay. Easy to use abroad and to receive / send payments to friends Reviewed on: 10th February 2026

I love Monzo

This is the best bank I have ever used. Great incentives and customer service is second to none. Reviewed on: 10th February 2026

No issues with monzo very helpful when I had a probl...

No issues with monzo very helpful when I had a problem before and quick response Reviewed on: 10th February 2026

Fantastic

Never had an issue with Monzo. Would always recommend to family and friends Reviewed on: 10th February 2026

Brilliant online bank

One of the most easier ways to bank online. Customer service is quick and simple and they have a good knowledge to help and advise us customers Reviewed on: 10th February 2026

Top marks for helping me manage money

So easy to switch over. Very transparent and intuitive to use. Let's you know in good time when money is going out and coming in. This helps me manage my finances better Reviewed on: 10th February 2026

Always really good service, love the easy and clean...

Always really good service, love the easy and clean app. Really great features to track spending. Reviewed on: 10th February 2026

Monzo are brilliant.

Monzo are brilliant. the UI of the app is very modern and easy to navigate, i’m glad i bank with Monzo! The perks plan is even better, i use my greggs treat every week like clock work and use my cinema ticket every month! it’s absolutely worth the £7 a month! (plus other stuff) Reviewed on: 10th February 2026

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