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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Why i give monzo 5 out of 5

5
Monzo is brilliant for. Brining new ideas to banking (examples being the 1p saving challenge, virtual cards etc) if I have had to contact monzo support they have managed to resolve my query. You can also chat to them over the phone or by text chat service within the app and there's also a security feature where you can check if you are legitimately speaking to an advisor. I would rate monzo 5 out of 5 very good bank. Reviewed on: 9th February 2025
RAEcho's avatar
RAEcho

Great experience and makes banking so much easier.

5
Great experience and makes banking so much easier. Reviewed on: 9th February 2025
Chey's avatar
Chey

Wonderful bank with many great features.

5
Wonderful bank with many great features. Reviewed on: 9th February 2025
Peter Hardy's avatar
Peter Hardy

Monzo is great

5
Monzo is great, you can use your card aboard without any extra charge and also you can get a kids account. Another option is Cashback, which you can save and withdraw when you need the money. Reviewed on: 9th February 2025
Sonia 's avatar
Sonia

Easy and Reliable Banking

5
Monzo has been a great banking experience for me. The app is user-friendly, with real-time notifications and budgeting tools that make managing my finances so much easier. I also appreciate the transparency and ease of customer support. Overall, a reliable and modern banking option! Reviewed on: 9th February 2025
Patricia Heywood's avatar
Patricia Heywood

Great Bank

5
Love my account, everything I need and easy to navigate and use Reviewed on: 9th February 2025
Jamestom C's avatar
Jamestom C

Excellent service delivery

5
Monzo bank is without a doubt one of the best banking platforms with its fully functional and highly modernised banking App that provides its customers with an easier experience while navigating the App. Reviewed on: 9th February 2025
Chiedozie N's avatar
Chiedozie N

I am speechless.

5
I am speechless. Monzo bank is absolutely spot on with their services; from customer service to delivery of products to the online app. I can’t seem to fault them for anything. Easy to use and understand app. Reviewed on: 9th February 2025
Mirian J's avatar
Mirian J

Excellent customer service, proactive in fixing issu...

5
Excellent customer service, proactive in fixing issues and reliable app Reviewed on: 9th February 2025
Felix Edohen's avatar
Felix Edohen

Best bank I’ve ever been with.

5
Best bank I’ve ever been with. Forward thinking and great features. Reviewed on: 9th February 2025
Adam Marchant's avatar
Adam Marchant

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