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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19142 reviews)

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4.92

Based on 19,142 reviews, last reviewed 2nd Apr 2026

93500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19142)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

I just love Monzo banking .

I just love Monzo banking . Your money is always secure Reviewed on: 16th April 2024

All services are exceptional!

All the services are amazing! Never had a issue with this bank highly recommended Reviewed on: 16th April 2024

Great experience

Had a great experience using monzo and have so far run into no problems. Reviewed on: 16th April 2024

Outstanding bank

Outstanding bank, very easy and simple to track your money and understand where you are spending, also offers lots of great perks Reviewed on: 16th April 2024

Always keeping me informed easy to use and easy to...

Always keeping me informed easy to use and easy to save Reviewed on: 16th April 2024

Money management and ease of use

App easy to use and allows me to easily manage my money both in the UK and abroad. Reviewed on: 16th April 2024

Great current account!

I’ve enjoyed having a current account with Monzo. Reviewed on: 16th April 2024

Monzo! Banking made easy

Monzo makes banking easy with the great features available on the app. My favourites are the ‘get your salary a day earlier’ feature and Monzo Flex. The former gives you access to your salary at least a day before it's due and the latter is a simplified credit system where you spread out payments with the 1st 3 months without interest. Reviewed on: 16th April 2024

Monzo is AMAZING!

I strongly recommend Monzo to everyone, I have gone through multiple banks in my time but Monzo has to be the best. It is so user-friendly and has some great tools for whatever your needs are! Reviewed on: 16th April 2024

Easy way to use it good limit for transfer very famo...

Easy way to use it good limit for transfer very famous bank in the UK Reviewed on: 16th April 2024

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