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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19143 reviews)

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4.92

Based on 19,143 reviews, last reviewed 3rd Apr 2026

93550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19143)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

So Easy to Use

I have used a few banking apps, but Monzo is by far the easiest to use. I love the savings account, great interest and easy to save each month. Reviewed on: 15th April 2024

Monzo is great

Recently opened up a Monzo account and loved the budgeting features and the technology. Have started paying my salary into it as it’s a great main hub to my various other accounts. I love being able to see all my accounts together on Monzo plus and I love the salary sorter and Pots features. Reviewed on: 15th April 2024

Monzo forever

Been with them for years - love the service and refreshing direction for banking Reviewed on: 15th April 2024

Really liked the app and how it all works!

Really liked the app and how it all works! Was impressed about the fluifity and ease of use. I can do what I like when i like. Not cluncky like Halifax app. Reviewed on: 15th April 2024

Easy to use

Easy to open account and use app Reviewed on: 15th April 2024

Monzo rocks

Monzo is a game-changer. Their sleek app makes managing money a breeze. Love the savings interest—it's a nice touch. Easy budgeting and instant notifications keep me on track. Customer service? Top-notch. Overall, Monzo rocks! Reviewed on: 15th April 2024

I had an issue with an ATM transaction and they sort...

I had an issue with an ATM transaction and they sorted the whole thing for me quickly and I got my money back! Reviewed on: 15th April 2024

A great budget tracker!

Monzo make it really easy to budget and keep track of transactions. I especially like seeing all my upcoming direct debits so i can make sure i have enough in my account to cover my outgoing bills. Reviewed on: 15th April 2024

I love Monzo!

I love Monzo! The app is fantastic and so easy to use, and their products are great. Physical cards arrive super fast in the post, virtual cards are simple to add to my Google Wallet, they're just seemingly super good at what they do! And their Social Media posts and campaigns are hilarious. I just love them as a company, both for my personal use and seeing their growing presence. Reviewed on: 15th April 2024

Monzo offer great products with really good benefits...

Monzo offer great products with really good benefits for their customers. Their app is easy to use and provides clear overview of monthly spend. A big plus is that they are actually registered as a bank in the UK so I feel safe having my savings with them. Reviewed on: 15th April 2024

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