Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19143 reviews)

View other Monzo products

4.92

Based on 19,143 reviews, last reviewed 3rd Apr 2026

93550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19143)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Fantastic!

Pilot cashback feature is great and overall look and feel of app is excellent. Only somewhat confusing aspect is sometimes difficult to tell whether you are in your personal current account, personal savings vs joint current account and joint savings. Reviewed on: 15th April 2024

Great experience to date.

Great experience to date. Especially the easy access savings pots Reviewed on: 15th April 2024

Came for a travel account stayed for everyday banking!

Came for a travel account stayed for everyday banking! Initially joined Monzo as a travel account. So happy with the budgeting tools, ease of splitting payments that I switched my current account. They were also able to provide me a loan to consolidate my credit card debts where other banks/lenders were not. Which has helped clear debts and improve credit score. Reviewed on: 15th April 2024

Always on hand to help, very efficient and easy to u...

Always on hand to help, very efficient and easy to use and navigate. I have used Monzo for about 2 years now and have not looked back, I have used the card abroad when I went to Dubai and it was really easy to spend money out there. Reviewed on: 15th April 2024

I have been using Monzo for more than a year now and...

I have been using Monzo for more than a year now and it was my first current account in UK. It was very simple and easy to open a bank account with Monzo unlike other high street banks. The app is very user friendly and allows you to modify the looks as per your needs. Really happy to be associated with Monzo Reviewed on: 15th April 2024

Exceptional in every sense of the word.

Exceptional in every sense of the word. They go over and above to bring you the features you want to manage your money with great customer service on top. Reviewed on: 15th April 2024

Easy tracking!

I've used Monzo coming up to 1 year now. I love the layout of the apps and how easy it is to filter your categories to track spending! Reviewed on: 15th April 2024

So in touch with their audience!

Absolutely wonderful company, honest, helpful and very in touch with their audience Reviewed on: 15th April 2024

Never had any issues, great functionality!

Never had any issues, great functionality! Reviewed on: 15th April 2024

Monzo have been nothing short of fantastic in the ti...

Monzo have been nothing short of fantastic in the time that I’ve used them. I recommend them relentlessly towards all my friends and family. Their spending tools and tab features are brilliant, and really help me stay on top of my finances. Reviewed on: 15th April 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Card One Money 3.34 from 4 reviews
Platinum Added Value Account
from Lloyds Bank 3.90 from 43 reviews
Graduate Account
from NatWest 4.34 from 62 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Flex Purchase credit card
from Monzo 4.97 from 3086 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub