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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo is fun, easy to use and makes money feel a lit...

Monzo is fun, easy to use and makes money feel a little lighter to deal with. I can easily see and move my money around, the pots help me budget and save easily. Their online approach makes getting help quick and simple and I've always found the help to be professional, easy to understand and fast. Reviewed on: 7th February 2025

Easy to setup, manage and save money

My account was super easy to set up and has been hassle-free to manage. I love that I can get push notification so I know when bills have come out of my account. I also really love that you can set up a 'round up' pot - again super easy to set up and leave it to save money for you. Reviewed on: 7th February 2025

App is really user friendly

I find the Monzo app really easy to use, very intuitive and user-friendly and plenty of great features. It's this that attracts me to a Monzo current account. Reviewed on: 7th February 2025

Can't beat them, they are alway competitive on their...

Can't beat them, they are alway competitive on their interest rates Reviewed on: 7th February 2025

Have been FULL MONZO for 6 years now.

Have been FULL MONZO for 6 years now. I love and I will never change. The app is so easy to use, it gives you help to manage your finances. Loads of extras too like pots, cash back, flex card etc. I get free sausage rolls every week from my MAX subscription as well as phone insurance, breakdown cover. I love Monzo. Their advertising is amazing. Reviewed on: 7th February 2025

Great Bank easy to use

Great Bank, very friendly user interface. Reviewed on: 7th February 2025

I love monzo!

I love monzo!!!! Easy, simple, fun and rewarding Reviewed on: 7th February 2025

Monzo are an amazing company who put their customers...

Monzo are an amazing company who put their customers first. And quite frankly their Linkedin team are fantastic. Reviewed on: 7th February 2025

Fab bank

Easy to use, helpful customer support, always bringing out new features. It’s not just a bank it’s a lifestyle product. Reviewed on: 7th February 2025

Excellent app.

Excellent app. Support is helpful. I have never had any issue with using the app Reviewed on: 7th February 2025

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