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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

There LinkedIn is funny

There LinkedIn is funny but I been banking with them for a while and they seem to be on the ball Reviewed on: 7th February 2025

Love it and its ease of use!

Think it's great to see your money and ease of transferring to others, setting limits for different categories. Had to order a new card the other day and that was seamless in itself. Their savings accounts and pots are also great and have good interest and I like to be able to split differently. App is super easy to use too, overall nothing bad to say about Monzo at all! Reviewed on: 7th February 2025

Amazing All Round Banking!

Amazing All Round Banking!!! Easy, secure & just overall brilliant. Reviewed on: 7th February 2025

Make every day a great one by using Monzo

I use Monzo Max. Been a user for a while, using various free and paid current accounts. The perks they provide are great (who doesn't love a free weekly greggs and monthly Vue tickets!). Been a big fan for a while, getting other people more involved as well due to great value for money. The app - easy to navigate and fast. Customer service? On point. 10/10 would recommend. Reviewed on: 7th February 2025

The best LinkedIn posts ever!

It is super easy and convenient! Previously someone tried to fraud me and Monzo blocked the transaction immediately which was perfect and I spoke to someone straight away with no delay! I also love love love their LinkedIn activity, it make a massive difference in how I feel about banking with them! Keep it up as they do put a smile on everyone’s face! Reviewed on: 7th February 2025

Monzo has revolutionized my banking experience.

Monzo has revolutionized my banking experience. I’ve understood so much about budgeting and financial literacy. I’ve been able to save and build good money habits Reviewed on: 7th February 2025

Great bank, allows me to easily see all of my money...

Great bank, allows me to easily see all of my money in one place with connected accounts. 1p saving challenges and pots have helped changed my mindset towards money and budgeting. When I've needed customer support they are very quick to respond and resolve the issue Reviewed on: 7th February 2025

It changed my life from debt to debt free.

It changed my life from debt to debt free. Reviewed on: 7th February 2025

Monzo is my favourite bank

Monzo is my main bank and I love that I can section my wages into different pots automatically AND earn interest on these pots. Their 1p saving challenge is a great way to build up some savings while not noticing it leaving your account. I would highly recommend them to anyone. Reviewed on: 7th February 2025

Being with Monzo improves my relationship with money

I've been a full Monzo user for years and I genuinely believe they make managing my money not only easier, but actually fun and engaging. My relationship and attitude towards money and saving has definitely been improved since I became a customer. Reviewed on: 7th February 2025

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