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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19143 reviews)

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4.92

Based on 19,143 reviews, last reviewed 3rd Apr 2026

93550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19143)

I just love everything about them!

I just love everything about them! Reviewed on: 15th April 2024

Simple to use, great UX and interesting features!

Simple to use, great UX and interesting features! Plus let’s be honest, a great brand and social media team! Reviewed on: 15th April 2024

10/10 - highly recommend.

10/10 - highly recommend. Easy to open an account and the app is amazing Reviewed on: 15th April 2024

It’s bold. It’s easy. It’s orange.

It’s bold. It’s easy. It’s orange… It’s Monzo!! A brilliant bank that took the world by storm with its snazzy card and delightfully useful app. I’ve been a customer since 2017 and I’ve never looked back. Reviewed on: 15th April 2024

Faultless Experiences from Day One

Have been using Monzo for 3 years now and have had an absolutely faultless experience. Great app, great customer service and even my shiny metallic debit card gets compliments. From using old fashioned banks who felt like their stuck in the dark ages, Monzo provides a modern day approach which even technophobes can understand. Reviewed on: 15th April 2024

Monzo account has become my defacto daily driver

Monzo account has become my daily driver for a few years now and the ease of use and feature I need for keeping me informed of my spending and usage of the account plus nudges/recommendations is really good. I’m using Monzo more and more for my daily needs and my main bank account usage has significantly reduced in the past few years since I got Monzo Plus. Reviewed on: 15th April 2024

Great bank and great customer service!

Great bank and great customer service! Would fully recommend+ Reviewed on: 15th April 2024

Intuitive Easy App

I’ve had a Monzo current account for years and it’s so easy to use. The app is intuitive and it’s so easy to make payments to different payees and different accounts for each person. Reviewed on: 15th April 2024

Effortless Banking

Never had any major issues whilst with Monzo, each time I've had a smaller issue it's been dealt with quickly and efficiently Reviewed on: 15th April 2024

Eady to use, good customer service and the app is am...

Eady to use, good customer service and the app is amazing. Its really time updates on soending which is super helpful Reviewed on: 15th April 2024

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