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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo is great. It just works!

Monzo is great. So refreshing. They make simple things simple which is groundbreaking in the retail banking space. It just works. Reviewed on: 7th February 2025

great!!!

I have been with Monzo for two years and recently upgraded to perks and have loved it and had no issues. I have a lot of pots for different things and it helps me keep track. all pots also have interest on them you also make money. Reviewed on: 7th February 2025

Head and shoulders above other banks

Been with them since day one and they've always been head and shoulders above other banks for ease of use and innovative ways to make their service more useful. The sharing pots, saving pots etc have all been game changing in groups of friends. Every single one of my friends and family have a card now because I recommended them so much and likewise, they have done the same to their friends and family. Reviewed on: 7th February 2025

Easy least lemon squeezy!

Easy least lemon squeezy! Easy access to money, easy products, easy transfers, easy investment. Very happy with the customer service too. 10/10 Reviewed on: 7th February 2025

Stressfree and a coral card - win win

Monzo was the first bank i opened an account when moving to London. It took half an hour and a few days later the fabulous coral card arrived. Talk about stress free! Reviewed on: 7th February 2025

I just like it I guess and honestly was curious abou...

I just like it I guess and honestly was curious about all the fuss! Reviewed on: 7th February 2025

Just great to deal with, banking as it should be

Just great to deal with, banking as it should be Reviewed on: 7th February 2025

Very friendly and feels more personalised

Very friendly and feels more personalised Reviewed on: 7th February 2025

Great bank, super quick app, 10/10 service.

Great bank, super quick app, brilliant customer service and just an all round 10/10 experience. Reviewed on: 7th February 2025

Savings pots for the win!

I have been with Monzo for years now, and their interest rates are high and I like that you can open multiple pots as well as savings pots. This allows me to really manage my money in a clear and visual way that works for me. My family and friends know I use Monzo and that I rave about it all the time. Reviewed on: 7th February 2025

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