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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Easy to use, no charges abroad.

Easy to use, no charges abroad. Family uses it too so easy to transfer money. Doing the 1p daily savings too with colleagues. Reviewed on: 7th February 2025

Easy to use.

Easy to use app, great additional features and UX, and easy to access information about my banking. Reviewed on: 7th February 2025

Spending segments & roundups

Able to segment spending into different categories which is helpful for reviewing my spend over the month. Also, roundups as a feature are helpful for saving money in a routine way that is dependable and this helps me save money! Reviewed on: 7th February 2025

Very engaging brand, user friendly app and customisa...

Very engaging brand, user friendly app and customisable and offer a range of services. They swiftly became my main current, savings and credit account. Reviewed on: 7th February 2025

I have been a loyal customer for 6 years now, Monzo...

I have been a loyal customer for 6 years now, Monzo made my life easier when I moved to the UK. It is the only bank account I have and I love all the features on the app. Reviewed on: 7th February 2025

Had Monzo since before it was a bank, still use it t...

Had Monzo since before it was a bank, still use it to this day. Amazing service, amazing insight. Reviewed on: 7th February 2025

I've been a monzo customer for 8 years roughly and e...

I've been a monzo customer for 8 years roughly and enjoyed my experience compared to conventional banking. Reviewed on: 7th February 2025

The best bank and marketing team going

I've been with Monzo for years and It's the best bank I've ever used. The Interface, usability, support and value with perks and rewards is unbeaten. Also, their marketing on LinkedIn deserve an award. Reviewed on: 7th February 2025

Sometimes i used in the world on holyday

Sometimes i used in the world on holyday Reviewed on: 5th February 2025

Awesome bank then and now.

Awesome bank then and now. Always innovating and improving. The premium account is amazing value for money. Reviewed on: 5th February 2025

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