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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19143 reviews)

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4.92

Based on 19,143 reviews, last reviewed 3rd Apr 2026

93550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19143)

Super great modern banking - brilliant at helping yo...

Super great modern banking - brilliant at helping yo manage finances Reviewed on: 14th April 2024

Love a bills pot

The Monzo bills pot is such a game changer, it completely changed how I manage my money. Wouldn't go back. Everything is easy. Wish they had a desktop version. Reviewed on: 14th April 2024

Monzo bank - AMAZING

I’ve been with Monzo since they were just offering a prepaid card. Since then I never left them. As soon as they got the banking license, I moved completely with them. best experience ever. Very helpful in the chat and the app is a pleasant experience to use. Reviewed on: 14th April 2024

Everyone should have a Monzo

Got Monzo on a recommendation from a friend for a good travel card and since then I’ve not opened an ISA and Monzo is my main used card due to its easy use and good app layout Reviewed on: 13th April 2024

I love monzo.

I love monzo. Especially the pots and the app Reviewed on: 13th April 2024

Monzo mega App

So easy to set up and a convenient and mobile banking experience. The app is intuitive and easy to navigate, letting you check your balance, transfer money, and manage your finances on the go. use. Reviewed on: 13th April 2024

The bank you need for every day life.

Really easy to use. App is great and easy to use Reviewed on: 13th April 2024

Best Digital Bank

Very intuitive app, great credit card and good savings pots with a decent easy access interest rate. Reviewed on: 13th April 2024

Monzo makes banking easy

I have used Monzo for a few years now and not only do they keep delivering amazing features in their app their customer service is on point! Quick, helpful and friendly. It’s exactly how banking should be. Thanks Monzo for changing the out of date banking model and making banking more of a pleasure than a chore! Reviewed on: 12th April 2024

The best current account and app functionality offer...

The best current account and app functionality offering on the market. Allows me to separate commitments from disposable income easily. Reviewed on: 12th April 2024

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