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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Excellent bank account

The Monzo app works well and has good loan offers, the money is safe. Reviewed on: 3rd February 2025

Love my Monzo account.

Love my Monzo account. Like the fact you can see transactions immediately, can get paid a day early if need be , round ups, pots. I just think they’re great. Have just gone “full Monzo” and pay monthly but what I get for that is amazing. Multiple insurances that include my family members too and other perks I’ve never seen with other banks. Have been a victim of fraud before and the customer service was excellent. Have recommended to others and a few friends have signed up. I also like the fact you don’t get charged to use your card abroad and they give a good exchange rate too. Perfect all round. Reviewed on: 1st February 2025

Great app

App has some really great features and makes it super easy to keep track of transactions and savings. I love that I’m able to do “loose change” round ups and paying for a perks account doesn’t bother me as there are some great incentives included. Reviewed on: 29th January 2025

It's been well so far.

It's been well so far. Haven't really done much with Monzo but it seems good so far. I can't really stand firm for their security due to rumour on tiktok I heard. Reviewed on: 24th January 2025

Friendly to immigrants.

Friendly to immigrants. I came to this country half a year ago with no friends or family here and Monzo is virtually the only bank that let me set up an account rather painlessly. Reviewed on: 24th January 2025

Monzo has a good apps and services

Monzo has a good apps and services Reviewed on: 15th January 2025

Monzo bliss

Fantastic . It’s the best bank and puts its customers first. Reviewed on: 15th January 2025

Great bank and excellent customer service

Great bank and excellent customer service Reviewed on: 14th January 2025

As someone who is Bipolar they've consistently offer...

As someone who is Bipolar they've consistently offered excellent service by implementing extra agreed safeguards to safeguard me from those who may try to take advantage Reviewed on: 13th January 2025

Terrible

I opened a current account and it was closed. Emailed customer service slow response. Called the number was on hold and the women who answered didn’t sound like she wanted to be there. Told me I closed my account and I couldn’t apply for a new one for 30 days which I will not be doing. Reviewed on: 9th January 2025

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