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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19143 reviews)

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4.92

Based on 19,143 reviews, last reviewed 3rd Apr 2026

93550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19143)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo - Secure, Smart & Friendly

Monzo to my experience and belief is a stable and secure platform offering one of the best things I've seen in a bank, which are pots or pockets where you can effectively seggregate your finances. This is something in time past wished major high street banks did. I greatly appreciate Monzo and the security it offers users. Reviewed on: 12th April 2024

It’s extremely easy to use, it’s modern and their se...

It’s extremely easy to use, it’s modern and their service is excellent. Reviewed on: 12th April 2024

Best bank and banking app I have ever used for money.

Best bank and app I have ever used for money. Quick to update, easy to transfer and split bills with other Monzo users. I enjoy the month spending analysis. Reviewed on: 12th April 2024

Excellent bank for managing and budgeting money

Been with monzo for over 5 years now. Can’t find a fault and very good at coming up with new ideas and products Reviewed on: 12th April 2024

This is how digital banking should be.

This is how digital banking should be. Monzo has revolutionised how I bank. Reviewed on: 12th April 2024

Monzo is fantastic so easy to use I run all my day t...

Monzo is fantastic so easy to use I run all my day to day spending through it as well as savings Reviewed on: 12th April 2024

Terrible customer service.

Terrible customer service. I closed my account because of this. Reviewed on: 12th April 2024

Gamechangers

Monzo have quite simply innovated my banking experience, no more queueing at branches, decent interest rates, easy control of money through pots and now a stocks and shares ISA, all through the app. Awesome work! Reviewed on: 12th April 2024

Easy to use and very safe to deal with it...

Easy to use and very safe to deal with it Reviewed on: 12th April 2024

Perfect banking experience

Everything is just easy and simple and I don’t even have to leave my house to do it! Reviewed on: 12th April 2024

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