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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18214 reviews)

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4.93

Based on 18,214 reviews, last reviewed 4th Mar 2026

48700% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very reliable bank I have been with Monzo for 5 years and it’s very reliable. Has great perks on max - with car break down. I have save the most for a while with the 1p ... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18214)

Review of the Monzo, Current account:

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

Perfection

Life is so much easier since using Monzo Max. Everything is clear and easy and there are so many benefits. Fingers crossed I get blessed with a billsback or salary double too! Reviewed on: 10th February 2026

I joined monzo as a card to use abroad, but have sin...

I joined monzo as a card to use abroad, but have since moved it to my normal bank account! Never had a problem the app is really easy to use Reviewed on: 10th February 2026

So easy to use

So easy to use and intuitive functionality on the app. If something goes wrong it’s easy to fix and they sort it out really quickly. Reviewed on: 10th February 2026

Easy banking for the people!

From early on, this bank is human, common sense. Easy to get anything done. I’ve used them from pocket spending, to the large transfers involves in buying a house. Always much more easily than a “big” bank Reviewed on: 10th February 2026

Monzo has helped me organise my money better than I...

Monzo has helped me organise my money better than I ever have. I can now save money efficiently. I would recommend to everyone. Reviewed on: 10th February 2026

Great bank!

I have had the best experience banking with Monzo. They are the best! Reviewed on: 10th February 2026

Good perfect account you can have

Good perfect account you can have Reviewed on: 10th February 2026

Amazing and quick and simple to set up

Amazing and quick and simple to set up Reviewed on: 10th February 2026

Leon.k1234

Fantastic app that helps me organise my money clearly. Really helped me save for mr first home. Reviewed on: 10th February 2026

Excellent Bank

Been a customer for many years , always easy to deal with and easy banking for me Reviewed on: 10th February 2026

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