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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19243 reviews)

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4.93

Based on 19,243 reviews, last reviewed 8th Apr 2026

98450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Solid and dependable, just lacks rewards Monzo's app is solid and dependable — it just works, every time. Notifications, budgeting tools and the overall experience are excellent. The main dra... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19243)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Easy to use, great for budgeting

It's super easy to use, and the ability to track spending against my target has been really helpful for managing my budget. The round up on spending has helped me save towards a holiday and build my rainy days pot. Reviewed on: 11th April 2024

Been with them for over 5 years

Honestly they are just a brilliant bank - I love the pots and how easy the app is to use. Everything from the brightly coloured card through to the images you can select for the pots is just well thought through. Every time I see someone use a Monzo card I feel like we're in a cool club where we picked the best bank and that's impressive to make you feel that way with banking aha! Whenever I've had a query they are quick to respond and genuinely just seem like they care and value you as a customer. I'm currently saving for a wedding and the interest rates too are deffo not to ignored. Basically I'm a fan overall. Reviewed on: 11th April 2024

Opened up Monzo account to use as a secondary bank a...

Opened up Monzo account to use as a secondary bank account but it quickly became my main one it’s so easy to use and problems gets dealt with quickly ! Reviewed on: 11th April 2024

UX is the best, pots are amazing, premium is worth e...

UX is the best, pots are amazing, premium is worth every £, no fees when traveling abroad Reviewed on: 11th April 2024

I love Monzo I use it everyday.

I love Monzo I use it everyday. So easy to use and req money Reviewed on: 11th April 2024

The Future of Banking

I started using Monzo as a secondary account for travelling abroad, I ended up loving it so much that I moved my main current account to Monzo and my partner has now done the same. This is the future of banking. Reviewed on: 11th April 2024

You’ve ruined my experience of other banking apps

Monzos app interface and ease of doing things is unrivaled in my opinion. I find it frustrating on other banking apps that I can’t see my card number, exp date and CVV when I can do these things so easily on Monzo. Basically you’ve ruined all other banking apps for me! Reviewed on: 11th April 2024

Amazing savings rates

Amazing savings rate 4%+ which is a lot superior than traditional banks. Not to mention stellar in-app user experience. Keep doing what you’re doing Monzo! Reviewed on: 11th April 2024

Best bank and easy to use by all.

Best bank and easy to use by all. Reviewed on: 11th April 2024

I love the real time data!

I've never had a better comprehensive view and understanding of my money since I started using money. It's fast, responsive, and works in real time so that I know exactly how much money I have, how much I will have, and when I will have it. Reviewed on: 11th April 2024

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