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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Great current account!

5
I’ve enjoyed having a current account with Monzo. Reviewed on: 16th April 2024
Craig Feeney's avatar
Craig Feeney

Monzo! Banking made easy

4
Monzo makes banking easy with the great features available on the app. My favourites are the ‘get your salary a day earlier’ feature and Monzo Flex. The former gives you access to your salary at least a day before it's due and the latter is a simplified credit system where you spread out payments with the 1st 3 months without interest. Reviewed on: 16th April 2024
Lilydflower's avatar
Lilydflower

Monzo is AMAZING!

5
I strongly recommend Monzo to everyone, I have gone through multiple banks in my time but Monzo has to be the best. It is so user-friendly and has some great tools for whatever your needs are! Reviewed on: 16th April 2024
George B's avatar
George B

Easy way to use it good limit for transfer very famo...

5
Easy way to use it good limit for transfer very famous bank in the UK Reviewed on: 16th April 2024
Ali Elsaadani 's avatar
Ali Elsaadani

I’ve used Monzo for a long time now and I love every...

5
I’ve used Monzo for a long time now and I love everything they have to offer! I love the savings pots, the round up function, the ease of use of everything, I’ve got the Monzo flex card which has helped a lot with making sure I pay back on time etc! Reviewed on: 16th April 2024
Emma Hultman's avatar
Emma Hultman

Fabulous

5
Easy, comfortable and fast banking experience with monzo. i couldn’t be more happier with banking as i see it. Live it Reviewed on: 16th April 2024
Kiran T's avatar
Kiran T

Very helpful with fraud case, refunded money almost...

5
Very helpful with fraud case, refunded money almost instantly and allowed me to use virtual card Reviewed on: 16th April 2024
Tom B's avatar
Tom B

I love the functionality and ease of the app.

5
I love the functionality and ease of the app. I dislike traditional banks and Monzo makes banking a pleasure. Reviewed on: 16th April 2024
Lianne f's avatar
Lianne f

Very Good, get paid early, on Transaction

5
Very Good, get paid early, on Transaction Reviewed on: 16th April 2024
Paul Clancy 's avatar
Paul Clancy

It’s just simple and easy , a fantastic easy to navi...

5
It’s just simple and easy , a fantastic easy to navigate app. I closed all of my traditional banks down - key word traditional - monzo is the future Reviewed on: 16th April 2024
Adam A's avatar
Adam A

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