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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Easy to use, very clear interface.

4
Easy to use, very clear interface. I prefer it to my previous banks. Opening savings accounts and ISAs is very simple and there are a range of interest options. I would prefer if there was an option to speak to a person as well as the in app FAQs Reviewed on: 16th April 2024
Ruby S's avatar
Ruby S

Free money on savings so no brainer and all online v...

5
Free money on savings so no brainer and all online very easy to use you have options for every potential savings pots and the ability to gain interest at a high rate and keep.informed on a regular basis automatically Reviewed on: 16th April 2024
DEREK I's avatar
DEREK I

Very good online bank , easy money trasfer from Monz...

5
Very good online bank , easy money trasfer from Monzo to Monzo. Reviewed on: 16th April 2024
Tahir M's avatar
Tahir M

Easy to use app safe and secure when used abroad no...

5
Easy to use app safe and secure when used abroad no problems at all Reviewed on: 16th April 2024
Claire N's avatar
Claire N

I just love Monzo banking .

5
I just love Monzo banking . Your money is always secure Reviewed on: 16th April 2024
Philip Yeboah's avatar
Philip Yeboah

All services are exceptional!

5
All the services are amazing! Never had a issue with this bank highly recommended Reviewed on: 16th April 2024
Kelle W's avatar
Kelle W

Great experience

5
Had a great experience using monzo and have so far run into no problems. Reviewed on: 16th April 2024
James 's avatar
James

Outstanding bank

5
Outstanding bank, very easy and simple to track your money and understand where you are spending, also offers lots of great perks Reviewed on: 16th April 2024
Cameron Cumpstone's avatar
Cameron Cumpstone

Always keeping me informed easy to use and easy to...

5
Always keeping me informed easy to use and easy to save Reviewed on: 16th April 2024
Carmen S's avatar
Carmen S

Money management and ease of use

5
App easy to use and allows me to easily manage my money both in the UK and abroad. Reviewed on: 16th April 2024
TOD's avatar
TOD

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