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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19245 reviews)

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4.93

Based on 19,245 reviews, last reviewed 9th Apr 2026

98550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Been a Monzo customer since they launched and had th... Been a Monzo customer since they launched and had the pre-paid card. Now I have my current account, joint account and a business account with them. Ca... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19245)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo solved my issue with other client.

I got an issue with one automated payment. When i complaints monzo refund my money first, after that monzo tried to solve that issue and refund got from there. It was a wonderful experience for me. Thank you Monzo. Reviewed on: 9th April 2024

Wonderful Bank Service

Arrived in the UK on the 30th November- applied on line for a Monzo account- received my card within 5 working days- works brilliantly and no fees!!Had a dispute with getlottery for deducting funds without my authorization and Monzo assisted in getting the money returned Reviewed on: 9th April 2024

Simple and easy to use

Simple and easy to use, clean interface and transactions show up instantly Reviewed on: 9th April 2024

Monzo help me to get back on track if I don’t have a...

Monzo help me to get back on track if I don’t have a job as they offer me Monzo flex and as well as overdraft with less interest Reviewed on: 9th April 2024

Awesome service delivery and amazing speed in swift...

Awesome service delivery and amazing speed in swift delivery Reviewed on: 9th April 2024

Good Monzo experience

I have been with Monzo since 2021 and find their app incredibly easy to use! They also pay out large DD payments a day in advance which has been very handy in the past. Reviewed on: 9th April 2024

I love Monzo I use it every where I can send money a...

I love Monzo I use it every where I can send money abroad use ur every where it’s the best with cash a k to Reviewed on: 9th April 2024

Fantastic , whenever I call customer service a alway...

Fantastic , whenever I call customer service a always get a response and smooth way to solve my problems Reviewed on: 9th April 2024

Only online account you need.

Easy to open account and set up. Secure Reviewed on: 9th April 2024

Since changing from Barclays Ive really enjoyed my e...

Since changing from Barclays Ive really enjoyed my experience so far the amount of stuff you can do compared to my bank of over 30 years is amazing such a breeze to use so far so good Reviewed on: 9th April 2024

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