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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Not many interactions but the service just works - w...

Not many interactions but the service just works - which is what you want from a bank. I think the savings pots are brilliant and I love the UI. It’s up there with the big name banks for me. Reviewed on: 5th April 2024

Move to Monzo

Monzo application process is very simple to follow, as is their online banking app… Real time alerts and notifications is available and extremely helpful in keeping a track of your finances and transactions. Reviewed on: 5th April 2024

Really accessible and user friendly.

Really accessible and user friendly. Easy to use. Logical, simple and simply great. Reviewed on: 5th April 2024

They kicked me out when I received my pension pot

I thought the app/bank was great and was really happy until one day (Black Friday) I was shopping with my Daughter and Sister in the sales. Suddenly I received a message on my app asking me where I had received a large payment from? This was a pension withdrawal that had happened a few weeks prior. The problem was there was not "pension withdrawal" on the list to choose from (there were only a few options). I could not use the app until I chose an option so I chose one (I think it was payment from a friend or family member). This then allowed me to get back into the app and continue shopping. A few days later Monzo informed me that they are closing my account and to find a different bank, they also said they can not tell me the reason why. I had 2 months to find a new bank. I was devastated, it was such an inconvenience, around Christmas too. I tried to appeal but they werent having it. I was so stressed and upset and then I looked on Google and it appears this happens all the time. I am glad I went to Revolut who really support me. I am at retirement age, after another pension withdrawal into my Revolut account, Revolut asked me where I got the money from, I was nervous this would happen again but Revolut was great. They gave me the option to tell them and also I could send my proof as an attachment in the app, then after investigating, I received a wonderful email saying thank you for clearing up the matter and we hope you are enjoying our bank. What an amazing difference. Reviewed on: 5th April 2024

Great first account

Great first account. Hassle free, quick service and easy to use app. Best used for day to day spend management Reviewed on: 5th April 2024

Monzo has a great user experience

Monzo has a great user experience and truly has modernised banking. I couldn't see myself using anything else now. There's loads of helpful features and most of my friends have started to use it as well. Reviewed on: 5th April 2024

Great current account, quick and easy to use.

Great current account, quick and easy to use. Messaging support is great Reviewed on: 5th April 2024

Monzo is the best!

Monzo is the best! So easy to use and I love being able to keep track of my finances in a fun and engaging way! I’ve been able to save using pots and love sorting my salary into pots so that I don’t over spend each month. Reviewed on: 5th April 2024

I've been with Monzo since 2017 and it has out perfo...

I've been with Monzo since 2017 and it has out performed every account I have used. From ints interface to the simplicity of the app everything about Monzo is amazing and its helps me with all the aspects a bank should be Reviewed on: 5th April 2024

Really great in app experience, and the notification...

Really great in app experience, and the notifications are perfect for when you need to manage your money. Reviewed on: 5th April 2024

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