Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18214 reviews)

View other Monzo products

4.93

Based on 18,214 reviews, last reviewed 4th Mar 2026

48700% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very reliable bank I have been with Monzo for 5 years and it’s very reliable. Has great perks on max - with car break down. I have save the most for a while with the 1p ... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18214)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Easy to use app and great account products

Easy to use app and great account products Reviewed on: 9th February 2026

Monzo is great

Never had any problems worth Monzo, great modern app better than any of the other banks I’ve been with & always been helpful when needed. Reviewed on: 9th February 2026

Love the app great for saving and budgeting with lot...

Love the app great for saving and budgeting with lots of cool freebies and cash back offers Reviewed on: 9th February 2026

Best Bank

Since I have been with Monzo, my credit rating has gone up, their app makes it easy to budget and pay bills. Also love the perks, and saving challenge. Would highly recommend Reviewed on: 9th February 2026

New to Monzo and very happy

I have only banked with Monzo for 6 months but my experience so far is great. I love the app and what it offers. The money pots are brilliant for separating and budgeting. I have just upgraded to the perks so hopefully the cinema and uber eats will make it worthwhile. Reviewed on: 9th February 2026

I switched to monzo after numerous recommendations f...

I switched to monzo after numerous recommendations from friends. So far loving it. Love the cashback options Reviewed on: 9th February 2026

All you need is an internet connection

So easy to set up account and transfer from old account, same with pension, was so easy to transfer to Monzo Reviewed on: 9th February 2026

I love Monzo.

I love Monzo. I'm glad my eldest son recommended this to me back in April 2018, purely because I was going to Cyprus & needed a card to use out there. What else keeps me with Monzo over high street banks is that I can set up 'pots' & have 'round ups' from my main account, so it's kinda like saving without even knowing it. If you have direct debits going out of your account. Monzo sends notifications of this a couple of day's before. Handy!! I've since got a Business account with a Tax pot set up from that & I've recently got my under 16 an account. Monzo keep doing what you're doing!! 10 out 10!! Reviewed on: 9th February 2026

The best bank I have been with, so easy for me to ke...

The best bank I have been with, so easy for me to keep track of what I’m spending and when I need to stop spending. Reviewed on: 9th February 2026

Monzo is the best by a mile

Monzo is easily the best bank I've ever been with, they provide so much control of my money and savings and have helped to educate me to be a smarter person with money. Reviewed on: 9th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from LHV Bank 4.00 from 1 reviews
Current Account
from CAF Bank 1.77 from 61 reviews
Current Account
from M&S Bank - Marks and Spencer 2.52 from 154 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Savings
from Monzo 4.97 from 226 reviews
Flex Purchase credit card
from Monzo 4.97 from 3041 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub