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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19293 reviews)

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4.93

Based on 19,293 reviews, last reviewed 13th Apr 2026

100850% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is great and easy for spilling bills through f... Monzo is great and easy for spilling bills through firends and family Reviewed on: 13th April 2026

Latest lowest rating:

1

I applied for an account got rejected with no reason... I applied for an account got rejected with no reason given I have no idea what reason it could be as I have no credit history was just applying for a ... Read more Reviewed on: 13th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19293)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo are the best!

Monzo are extremely easy to use. I love their pots. They have interest saving and also investing now. They are the perfect bank! Reviewed on: 3rd April 2024

Love Monzo.

Love Monzo. Started using as a travel card now uses a joint account for saving pots with good interest rates and as a main card. Reviewed on: 3rd April 2024

I switched to Monzo after being with my previous ban...

I switched to Monzo after being with my previous bank for many, many years. The app is easy to use, the premium benefits are great and the customer support is very helpful. I would recommend anyone to think about switching. Reviewed on: 3rd April 2024

I have no complaints - the app is so easy to use, ev...

I have no complaints - the app is so easy to use, every experience has been enjoyable, the social media is spot on, the card is a great color. Everything is seamless. Reviewed on: 3rd April 2024

Great bank and customer service

Really good bank, easy to contact customer service Reviewed on: 3rd April 2024

Monzo is unparalleled.

The UX of Monzo is unparalleled. It is so easy and intuitive to use, and you get a view of all your finances in one go. You have the option to split your spendings into pots, add multiple cards and you get brilliant insight reports on your spending. I absolutely love Monzo and have recommended it to all my friends and family. It keeps upping the standard of how people do banking and not make it complicated at all. It's the genuinely the perfect app for modern day consumers, and personally coming from a Marketing background, they just hit the nail on the head every time. Truly the most brilliant app for banking. Reviewed on: 3rd April 2024

Best bank ever because it’s so easily accessed and y...

Best bank ever because it’s so easily accessed and you get answers quickly when you have an issue that you need resolved. Reviewed on: 3rd April 2024

Great - Happy customer

Im even considering to put my salary here Reviewed on: 3rd April 2024

Great service and easy to use.

Great service and easy to use. Anytime a card has been issued its been done promptly. Reviewed on: 3rd April 2024

Never thought I’d justify paying for a premium accou...

Never thought I’d justify paying for a premium account but Monzo found a way to give amazing value. I love Monzo. The UX, the transparency, insurance coverage, Revolut ain’t got nothing on you. Reviewed on: 3rd April 2024

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