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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19302 reviews)

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4.92

Based on 19,302 reviews, last reviewed 14th Apr 2026

101250% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very nice and good company , highly recommended Very nice and good company , highly recommended Reviewed on: 14th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19302)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Banking made simple, great comms, great support

Banking made simple, great comms, great support Reviewed on: 3rd April 2024

The BEST!

I've used Monzo since 2017 and it's still my go to for many things - every day spending, budgeting, saving and travel. I use the pots to save money and make a bit of interest, I use the penny saving challenge every year, I use the round-up savings on purchases and use my card in different countries without charges. It's an all in one card with so many benefits (and also great cashbacks). I would NEVER vote for Halifax in something like this which says a lot that I'm voting for Monzo. I'd be lost without my Monzo card and the app. Its ease of use, the way I'm saving without even noticing and the fact that Monzo's LinkedIn/Social Media team are absolutely hilarious, makes for an easy and enjoyable banking experience. They're relatable and have done an amazing job with the products and service they offer. Reviewed on: 3rd April 2024

Great banking app

Smooth and great banking app that allows me to save effectively in different pots. It’s so easy to use and makes me feel more in control of my money. I love how you can have little milestone reminders and notifications when you reach saving goals Reviewed on: 3rd April 2024

Just think they are amazing.

Just think they are amazing. Crushing the high street banks. Never going back. Reviewed on: 3rd April 2024

Love the pots

Love the pots and being able to separate my bills from spending money Reviewed on: 3rd April 2024

This is now my preferred banking method.

This is now my preferred banking method. I get paid into Monzo split my money into the different pots to help me budget. Reviewed on: 3rd April 2024

Monzo is the most convenient, user-friendly bank I’v...

Monzo is the most convenient, user-friendly bank I’ve ever had. The app is very easy to use and they keep developing new products. I’ve never experienced any issues with them and I couldn’t recommend them enough! Reviewed on: 3rd April 2024

The best bank around

The best user experience I've ever had across any product Reviewed on: 3rd April 2024

Fantastic software and ways to save and borrow

Fantastic software and ways to save and borrow Reviewed on: 3rd April 2024

I love Monzo, such an easy banking app to use.

I love Monzo, such an easy banking app to use. I have moved all my savings to Monzo and it was great to gain interest and helped to secure my flat. Can't recommend enough, I love Monzo! Reviewed on: 3rd April 2024

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