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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19387 reviews)

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4.93

Based on 19,387 reviews, last reviewed 18th Apr 2026

105250% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good account and app for everyday spending. Good account and app for everyday spending. Really like the ease of paying friends/contacts from phone who also have monzo accounts. Splits functional... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19387)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

AMAZING monzo is the best, for travelling, for sendi...

AMAZING monzo is the best, for travelling, for sending money, receiving money, organizing, there is no one single thing I can fault them for. Thank you! Reviewed on: 3rd April 2024

Monzo gives me the best grip on my money

By switching to Monzo when I first moved the UK, I got an incredible good grip on my money. I quickly saved more money than I'd thought by using the pots, the penny saver and connecting IFTT app to save automatically when the sun is out or when I hit 10k steps :) Reviewed on: 3rd April 2024

I use the premium service on monzo and its the best...

i use the premium service on monzo and its the best current account ive had. Got travel and gadjet insurance plus cheap fees for overseas withdrawals/ spending. The investment and savings options are easy to use and ive recently opened up a business account and they work seemlessly. Reviewed on: 3rd April 2024

Best online bank ever

I've been a customer since 2021, never had any issues, great customer service and perfect app UX Reviewed on: 3rd April 2024

Monzo are what modern banking is all about.

Monzo are what modern banking is all about. They have the innovative features, the UX all bank accounts should have along with award winning customer support. Reviewed on: 3rd April 2024

Really love using Monzo!

Really love using Monzo! The app is just miles ahead compared to every other bank I have used. It's fast, easy to use and reliable. Fast to load, clear information and fast to do common actions in the app. Reviewed on: 3rd April 2024

Fantastic easy to use banking

Monzo have been brilliant from day one. They provide a fantastic, easy to use service with innovative solutions to modern day banking needs. Reviewed on: 3rd April 2024

Long time user who thinks Monzo is great

As a long time user of my Monzo current account, I can say I have had a consistently great experience throughout. The account and app are fully featured with regular and useful updates to their service. Reviewed on: 3rd April 2024

Easy to use

Easy to use, safe and secure banking. Reviewed on: 3rd April 2024

Young wild and free, delivering 10/10 experience

Monzo is the most current and freshest banking provider on the market. As banks goes, they are charismatic, fun whilst delivering all the banking solutions. Great job to Monzo, more banks need to take the leap of faith and realise times are changing! Reviewed on: 3rd April 2024

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