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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19392 reviews)

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4.93

Based on 19,392 reviews, last reviewed 20th Apr 2026

105500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good bank, just opened a joint account Good bank, just opened a joint account Reviewed on: 20th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19392)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Best trading app I have ever used

Best trading app I have ever used Reviewed on: 15th March 2024

Flexible, easy and usee friendly banking solutions.

Flexible, easy and usee friendly banking solutions. App is awesome and is easy to understand. Well done Monzo! Reviewed on: 15th March 2024

Best bank

Best bank I've ever had, easy to use. Monzo plus is brilliant Reviewed on: 14th March 2024

Easy to use, good features such as shared tabs.

Easy to use, good features such as shared tabs. Dashboard is clear whereas Revolut is too complicated. Reviewed on: 14th March 2024

I am really happy for your services.

I am really happy for your services. I am having personal and business account and honestly great and easy app and instant payments which never fails. I also like your international payments. Reviewed on: 14th March 2024

A central place to manage all your money.

It can link multiple account, then set categories, it can move money globally and no foreign card fees. also the pro account can give you four virtual card to do online shopping, and more categories and credit score tracking and information. Furthermore, I don’t have to open saving account, the pot just does the job! And it is an online bank, I don’t have to do telephone banking, visiting branches for my questions. Finally, the account don’t have a title, that is very friendly for lgbtq people. Reviewed on: 14th March 2024

Great product, simple and easy to use.

Great product, simple and easy to use. Lots of great tools for everyday use Reviewed on: 14th March 2024

Really easy to set up and use, particularly love to...

Really easy to set up and use, particularly love to use it whilst travelling Reviewed on: 14th March 2024

Delt with my queries very swiftly all the time

Delt with my queries very swiftly all the time Reviewed on: 14th March 2024

Transformative Banking: A Five-Star Review of Monzo

I've been using Monzo for over a year now, and I can confidently say that it has transformed my banking experience for the better. From the moment I signed up, the process was smooth and straightforward. The app interface is sleek and user-friendly, making it easy to navigate and manage my finances on the go. One of the standout features of Monzo is its real-time notifications. I appreciate being instantly notified of any transactions, which gives me peace of mind and helps me stay on top of my spending. Additionally, the ability to set spending targets and receive insights into my expenses has been incredibly helpful in budgeting and saving money. Monzo's customer service deserves special mention. Whenever I've had a query or issue, the support team has been responsive and helpful, providing timely assistance and resolving any concerns promptly. Furthermore, Monzo's commitment to transparency and innovation sets it apart from traditional banks. The transparent fee structure and absence of hidden charges are refreshing, and the continuous introduction of new features demonstrates their dedication to improving the banking experience for their customers. Overall, I highly recommend Monzo to anyone looking for a modern, convenient, and customer-centric banking solution. It has certainly exceeded my expectations and has become an indispensable part of my financial life. Reviewed on: 14th March 2024

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