Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

View other Monzo products

4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

70467% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Never had a problem and love that I can get my pay a...

Never had a problem and love that I can get my pay at 4pm the day before Reviewed on: 11th March 2024

Amazing Monzo

The couple of times I’ve had an issue Monzo have sorted it quickly with no hassle Reviewed on: 11th March 2024

Is such a easy and amazing banking experience

Is such a easy and amazing banking experience Reviewed on: 11th March 2024

Financial Advice and management Suport

I LOVE HOW THE BANK MANAGE TO UPDATE REPORTS, EXPENDITURES AND SHARE IDEAS FOR GREAT FINANCIAL MANAGEMENT Reviewed on: 11th March 2024

Really can’t find my address with house number

Really can’t find my address with house number Reviewed on: 11th March 2024

Great user experience app and fun to bank and save...

Great user experience app and fun to bank and save Reviewed on: 11th March 2024

Been with Monzo for years.

Been with Monzo for years. Their app is really easy to use Reviewed on: 11th March 2024

Frozen my money twice in 5 days

Got my HMRC tax rebate put to this account . Asked me to prove who the payment was from… clearly it was HMRC. Froze my account . Then that was sorted and I tried to transfer money to my partner and they’ve froze it again. Saying SCAM specialists looking into it. Been frozen 4 days now . Had no access money . Custome service is pathetic. It’s like they’re laughing at you . Sending messages back with little emojis . I would never ever reccinmend this bank due to my short experience Reviewed on: 10th March 2024

Super helpful for traveling, flex and range of savin...

Super helpful for traveling, flex and range of savings account Reviewed on: 10th March 2024

Amazing bank and its employees, the application is v...

Amazing bank and its employees, the application is very convenient, employees are competent, what else can I add?: use it! Reviewed on: 10th March 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

ufirstgold Account
from Ulster Bank 4.27 from 5 reviews
Current Account
from permanent tsb 2.06 from 15 reviews
Current account
from Card One Money 3.34 from 4 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3171 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub