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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

70467% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

100% Control over my finances

Great banking app with loads of useful features. I love having 100% control over my own finances Reviewed on: 8th March 2024

Excellent financial visibility, budgeting aids every...

Excellent financial visibility, budgeting aids everywhere. Before moving to Monzo I wasn't being as clever with my money as I could have been. Pots allow me to split my salary as soon as I get it and can see exactly how much is left over. Life saver, saved so much since switching Reviewed on: 8th March 2024

Great rate on the savings account

Great rate on the savings account Reviewed on: 8th March 2024

Outsourced customer support

Outsourced customer support…. Quickly went from one of the best to one of the worst Reviewed on: 8th March 2024

I genuinely have never had a bank like Monzo.

I genuinely have never had a bank like Monzo. The app is fantastic and seems miles ahead of the competition compared to other banks I have accounts with. The free account is great and if you want extra perks then the Plus and Premium are great value! Reviewed on: 8th March 2024

Year on Year it keeps getting better.

Year on Year it keeps getting better. Now with investments and multiple instant access savings pots, it's an unbeatable financial solution. Reviewed on: 8th March 2024

Helped me to better manage my money from the start...

Helped me to better manage my money from the start, become debt free (minus the mortgage!) and start planning better for the future. Any time I've need to send a customer service message, the response time is always excellent. Reviewed on: 8th March 2024

Monzo’s literally the way.

Monzo’s literally the way. Value for money cash back offers and many more. Best bank by mile Reviewed on: 8th March 2024

Best bank

Always fast in response and helpful Reviewed on: 8th March 2024

Monzo dont have any competitor so easy so relax

Monzo dont have any competitor so easy so relax Reviewed on: 7th March 2024

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