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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

70467% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

The best

Best app on the planet, excellent insights and integrations and excellent customer service Reviewed on: 7th March 2024

Monzo is the best bank I’ve ever used

Monzo is the best bank I’ve ever used. I do have accounts in other banks, but they cannot compare with Monzo, so I never use them. I don’t even need a financial advisor because it’s so easy to manage money with Monzo. I have actually started saving so much because of that, improved my financial situation and had the support from Monzo all the way. I would recommend them to anyone 10/10. Reviewed on: 7th March 2024

10/10 service from Monzo!

I’ve used Monza for years now and love the service and functionality of the banking app. To top it all last year I was selected to be a part of their investor trail and.. it’s incredible the app details every part of my investment with tutorials on eduction with the added bonus of complete control if I want to change the way I invest or remove my investment all together, I recommend Monzo to everyone! 10/10 Reviewed on: 7th March 2024

Best bank hands down

Excellent features and the best app out there. This was my first account when I came to the UK, and by far the easiest to set up and manage. The app is intuitive and miles ahead of other banks. Reviewed on: 7th March 2024

5 years of Monzo and growing strong

Have used Monzo for over 5 years and the level of usability and customer service has continually evolved and improved. The recently added (or at least recently opened by myself) easy access savings accounts are a great way to flexibly put money aside, watch it grow, and dip into it when needed without any delay, hassle or charge! Reviewed on: 7th March 2024

Monzo makes managing money easy.

Monzo makes managing money easy. Reviewed on: 7th March 2024

They're simply the best in the game!

They're simply the best in the game! I've been with them for over 7 years now and they keep getting better and better - no commissions when using their card abroad, excellent interest rates on their savings accounts (even the instant access ones), credit card with low fees and now even cashback! I'm not one to leave reviews but Monzo deserves it (and no, I haven't been paid to say this... I wish! ) Reviewed on: 7th March 2024

Banking with Monzo since 2015 and it has been a grea...

Banking with Monzo since 2015 and it has been a great experience so far, everything works the way it should and it’s easy to perform everyday actions without a hassle. I only ever had to contact customer service twice and they were very helpful Reviewed on: 7th March 2024

Great app and speedy customer service

Great account, the tech set it apart from my previous current account. Reviewed on: 7th March 2024

Happy Monzo customer

I've been a Monzo customer for several years and it's still by far the most direct and clear bank provider I've used! Reviewed on: 7th March 2024

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