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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

easy to use and modern, great customer service.

easy to use and modern, great customer service. Reviewed on: 8th March 2024

I’ve been a customer of Monzo for the last 3 years a...

I’ve been a customer of Monzo for the last 3 years after my whole life being mistreated by high street banks. They know how to look after me and make my account interesting and safe. Reviewed on: 8th March 2024

Still the most innovative bank in the UK

Still the most innovative bank in the UK Reviewed on: 8th March 2024

I’m new to monzo and all I can say is I wish I start...

I’m new to monzo and all I can say is I wish I started sooner Reviewed on: 8th March 2024

Monzo simplifies banking.

Monzo simplifies banking. Their app is easy to use, intuitive and feature-rich. I love how easy it is to send money, ask for money from a friend, or split a bill. Also, being able to set up separate pots of money is so helpful to save for different things. Reviewed on: 8th March 2024

I used to hate traditional banking...

I used to hate traditional banking - hidden fees, slow processes, and clunky interfaces. Monzo changed everything! Their app is a joy to use. The budgeting features are a lifesaver. I love the spending summaries and the ability to create "pots" to save for specific goals. I was hesitant about switching to a digital bank, but now I tell everyone to join Monzo. It's revolutionized my relationship with money! Reviewed on: 8th March 2024

One of the best services I am getting from monzo...

One of the best services I am getting from monzo Reviewed on: 8th March 2024

Monzo provides a delightful banking experience from...

Monzo provides a delightful banking experience from beginning to end. Love the pots, the saving functionality, the investment option, the high level of visibility, and the early pay option. Allows me to stay completely on top of my finances. Reviewed on: 8th March 2024

100% Control over my finances

Great banking app with loads of useful features. I love having 100% control over my own finances Reviewed on: 8th March 2024

Excellent financial visibility, budgeting aids every...

Excellent financial visibility, budgeting aids everywhere. Before moving to Monzo I wasn't being as clever with my money as I could have been. Pots allow me to split my salary as soon as I get it and can see exactly how much is left over. Life saver, saved so much since switching Reviewed on: 8th March 2024

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