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Monzo: Current account reviews

4.93
Based on 19,400 reviews, last reviewed 25th Apr 2026
3459% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo Current Account Would highly recommend you use Monzo, especially at least to get your wages paid into as you can collect it a business day early at 4pm. You can also ... Read more Reviewed on: 25th April 2026
TG's avatar
TG

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19400)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Just the best

5
Never had a single problem, but if I had I know all the information is provided on the app with a full list of quick choice responses, along with email addresses to ask any questions you may not find in the app, Reviewed on: 6th February 2024

Very easy to use online bank, good user interface

5
Very easy to use online bank, good user interface Reviewed on: 5th February 2024

Love it!

5
Love that you can put your spending into categories so I know exactly how much I am spending on what. Love that it tells me how much money I will have left after all of my bills have come out. Easy to request money from others. Easy to split bills. Reviewed on: 5th February 2024

Brilliant Bank

5
I have had Monzo for 2 years now just upgraded to premium and it's been amazing. The bank is helpful when there's an issue and very easy to navigate the app. I feel their the best online bank out there. I've tried a few banks before but none stand up to Monzo! Reviewed on: 5th February 2024

Easy to understand and Use.

5
Monzo makes it easy for me to understand my money and get to know how I spend it. Reviewed on: 5th February 2024

Love Monzo!

5
Love Monzo! Wouldn’t use any other bank pots are great!! Reviewed on: 5th February 2024

Great, modern service!

5
I’ve had nothing but good experiences with Monzo. Reliable fast banking via the app and quick, helpful support through the app when I’ve needed it. I’ve really appreciated the constant addition of new features and seamlessly integrating them into app, no convoluted lengthy sign-up or application processes. Reviewed on: 5th February 2024

Great for financial accessibility

5
Great when travelling abroad or at home Reviewed on: 5th February 2024

Monzo is by far the best bank

5
Monzo is by far the best bank I’ve been with. The app is incredibly easy to use and being paid early is always a bonus. Reviewed on: 5th February 2024

best bank in uk

5
actually this is the only bank that give me enough confidence to properly used my money wisely and was able to perfectly offer the best other than any banks Reviewed on: 5th February 2024

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