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Monzo: Current account reviews

View other Monzo products
4.93
Based on 19,401 reviews, last reviewed 26th Apr 2026
3398% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026
Palmereap's avatar
Palmereap

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale
Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19401)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025
Paul nolan's avatar
Paul nolan

Monzo is amazing.

5
Monzo is amazing. It never gave me hassle in using it either locally or abroad. Reviewed on: 3rd February 2024
Alfredo B's avatar
Alfredo B

Monzo is amazing.

5
Monzo is amazing. It never gave me a hassle locally or even abroad. Reviewed on: 3rd February 2024
Alfred Baggay's avatar
Alfred Baggay

Monzo is literally the best bank I've ever had, ever...

5
Monzo is literally the best bank I've ever had, everything happens instantly and I've never felt so in control of all my money or mortgage or investments. The cashback offers are also great and love the extras you get with premium card. Monzo is a game changer Reviewed on: 3rd February 2024
David stephens's avatar
David stephens

I like the app centric authentication more.

5
I like the app centric authentication more. It comes very handy. Reviewed on: 3rd February 2024
gayathiri g's avatar
gayathiri g

Great user experience and amazing savings feature!

5
Great user experience and amazing savings feature! Fantastic card to bring on travel as it gets me to withdraw money at no extra cost, unlike other high street British banks. Great value for money! Reviewed on: 3rd February 2024
Francesco A's avatar
Francesco A

I have never banked with anyone as good as Monzo

5
I have never banked with anyone as good as Monzo Reviewed on: 3rd February 2024
Wyane D's avatar
Wyane D

It's a best way to use modern synchronized banking,...

5
It's a best way to use modern synchronized banking, easy and consumer friendly. Reviewed on: 3rd February 2024
CHANDRAKANTH K's avatar
CHANDRAKANTH K

Holiday Gamechanger!

5
So straightforward with instant updates so you agitates know where you are with your funds. Reviewed on: 3rd February 2024
Sara H's avatar
Sara H

Using Monzo has been simple and stress free.

5
Using Monzo has been simple and stress free. Monzo was the first app I used when I relocated to United Kim in preset to more around and make online or shop payments. I recommend Monzo to all my friends who need an account for savings. Reviewed on: 3rd February 2024
sophieandrea o's avatar
sophieandrea o

The best bank I have ever used customer service is e...

5
The best bank I have ever used customer service is excellent Reviewed on: 3rd February 2024
Thomas M's avatar
Thomas M

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