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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo is a customer friendly online bank, easy to na...

Monzo is a customer friendly online bank, easy to navigate around their app as well. Reviewed on: 1st February 2024

Easy banking

Easy banking super convenient. Amazing for using your funds when travelling abroad, easy transferring facilities too, helps me as my daughter lives abroad. Reviewed on: 1st February 2024

So simple and interactive.

So simple and interactive.....I love my Monzo account Reviewed on: 1st February 2024

I love having a Monzo account!

I love having a Monzo account! The savings pots are fantastic, allowing me easy or instant access to my savings, without having the money locked away for a fixed term. I also love being able to spend money abroad without banking charges and getting such a good rate of exchange as well! Reviewed on: 1st February 2024

Very good and easy to send money and to put money in...

Very good and easy to send money and to put money into my bank Reviewed on: 1st February 2024

Nice experience with Monzo.

Nice experience with Monzo. I have recommended Monzo to many friends and they are enjoying using it. Reviewed on: 1st February 2024

I have never had any issues banking with Monzo.

I have never had any issues banking with Monzo.They help me monitor my spending every month and that helps me a great deal.when I make transfer,it is instant. Reviewed on: 1st February 2024

Excellent bank best decision I made.

Excellent bank best decision I made. Reviewed on: 1st February 2024

I am very satisfied and at the same time it is a ver...

I am very satisfied and at the same time it is a very good bank Reviewed on: 1st February 2024

Most Fun Bank

Great app layout. Comprehensive information as well as helpful insights about my spending. I wouldn't ever change. Reviewed on: 1st February 2024

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