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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo is a fantastic bank easy to use and great cust...

Monzo is a fantastic bank easy to use and great customer service Reviewed on: 25th January 2024

Excellent banking

An swift experience, making my task very easy, helping me sort my payments and savings Reviewed on: 25th January 2024

They have made everything easy.

They have made everything easy. The flex is a great option. Reviewed on: 25th January 2024

Simplicity at it's best

Simplicity at it's best, a great set of features and benefits. This is what others should aim to achieve. Reviewed on: 25th January 2024

Fantastic bank for personal business and joint accou...

Fantastic bank for personal business and joint accounts as well as a great credit card on top of that Reviewed on: 24th January 2024

I love how easy it is to use, save &...

I love how easy it is to use, save & spend abroad Reviewed on: 24th January 2024

Monzo was swift and reliable with my transactions

Monzo was swift and reliable with my transactions Reviewed on: 24th January 2024

Wonderful grate bank never bank any were else again

Wonderful grate bank never bank any were else again Reviewed on: 24th January 2024

Brilliant all round, would recommend to anyone and e...

Brilliant all round, would recommend to anyone and everyone Reviewed on: 24th January 2024

I absolutely love the app!

I absolutely love the app! The functionality and ability to sort my money is amazing. Its always been a really smooth experience and I've never had any bugs or issues (personally). Every time I've had to contact Monzo customer service, which has been very rarely, they've always been really quick to respond and provide a great service. All in all it's just been a great bank for me and switching to Monzo full-time was the best decision I've made! Reviewed on: 24th January 2024

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