Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18215 reviews)

View other Monzo products

4.93

Based on 18,215 reviews, last reviewed 5th Mar 2026

48750% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Banking made simple! Simplified transactions friendly helpful staff. Getting paid early and made aware of upcoming payments is a great help Reviewed on: 5th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18215)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Quick and easy set up, card arrived promptly within...

Quick and easy set up, card arrived promptly within a couple of days. Monzo makes budgeting easy with pots, and having the ability to separate bills, savings and no guilt spends. I’ve moved over from Santander who I’ve been with for over 30 years, no regrets at all! Reviewed on: 9th February 2026

I have been with Monzo since the very beginning and...

I have been with Monzo since the very beginning and they are amazing. Cant fault it at all. All the time bringing out new features and perks. App is so much more advanced compared to other banks. I have no plans of ever moving to another bank. Reviewed on: 9th February 2026

Monzo helped me organise my spending and saving!

Been using Monzo for years, initially for the no cost travel, then to organise my savings with pots, and now as my main spending account. The app is easy to use, my entire family have converted! Everyone loves the bill split feature and how easy it is to send and request money. I love being able to better organise my spending and saving, for the first time ever I have savings! I've also used customer services a couple of times to update personal details, and they've always been brilliant. Reviewed on: 9th February 2026

Just the best bank :)

So easy to transfer money to other people, and super helpful with trying to save money (especially when you can lock accounts). Just the best bank :) Reviewed on: 9th February 2026

Can’t fault Monzo

Fantastic experience wire Monzo and feel more in control of money and budgeting. Reviewed on: 9th February 2026

Helped me save!

Helped me save when it’s usually virtually impossible for me to Reviewed on: 9th February 2026

Best of the best

Amazing bank and so easy to use. I have Monzo Extra and it has everything you need in one. Reviewed on: 9th February 2026

A great, modernized way of banking!

A great, modernized way of banking. Monzo offers great perks and interest rates across their products & the fresh app design makes it easy for me to manage my finances, especially when sending & receiving money to friends/family, and managing my outgoings. Reviewed on: 9th February 2026

By far the best banking app

I bank with numerous banks and monzo is by far the best. It offers so many facilities compared with other banks. The app is excellent and very reliable and they are regularly updating it with new features. 10/10 from me! Reviewed on: 9th February 2026

Brilliant.

I found Monzo really quick and simple to sign up to. Got my Debit Card in a couple days as well. I have never had an issue banking with Monzo, it all seems fast and efficient to use. Easy access to my money and not forgetting the famous 1p challenge! All in all, yeah, all good. Reviewed on: 9th February 2026

Alternative products

Student Additions Account
from Barclays 4.55 from 92 reviews
Personal bank account
from Investec 4.52 from 3 reviews
Reward Platinum Account
from NatWest 4.77 from 447 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub