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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Your helpful Money savvy friend

Really great bank, like a fun friend helping you to get on top of your finances Reviewed on: 19th January 2024

My personal bank account easy to use abroad and easy...

My personal bank account easy to use abroad and easy to send money internationally with a high exchange rate. And no charge ever time using your card abroad. Reviewed on: 19th January 2024

I am too much happy with monzo.

I am too much happy with monzo. The app interface is easy and I can securely transfer money . Reviewed on: 19th January 2024

Brilliant!, intuitive and helpfully!

I joined monzo in 2023 and its been amazing, the app is easy to use and I know a few people who struggle with using technology but even they could use monzo, along side the pots they have help me organise my money and makes saving so easy! And the service of automatic saving for bills it helps .ake sure you can use a paycheck and automatically can put how much you've told it for bills each month to help stop over spending! Reviewed on: 19th January 2024

Excellent- always easy to get in touch with.

Excellent- always easy to get in touch with. The app is the best on the market. Reviewed on: 19th January 2024

Awesome!

I love monzo. The product, app, marketing, customer service. Its faultless. Ill never look back! Reviewed on: 19th January 2024

Happy days

So far, I have been able to use my account exactly as I want, in the UK and in Eyrope. Happy Reviewed on: 19th January 2024

Brilliant!

Best banking app! Have used multiple different physical and online banks. Monzo’s apl is the best, and they give really good interest rates. The premium service is also great. Reviewed on: 19th January 2024

Easy banking

I love my Monzo account. Its great for travel. I love creating pots to save for different things. The breakdown of areas of spend is helpful. Reviewed on: 19th January 2024

This is a online bank , I always thing that

This is a online bank , I always thing that Reviewed on: 19th January 2024

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