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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3340% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Taking the Fear out of Spending

Easy to set up account, great for monitoring spending, budgeting, saving and seeing where money is spent and when. I used to be scared to look at.my old current account, but not with Monzo as it is so easy to keep track as I spend. Reviewed on: 19th January 2024

Monzo Bank App is amazing.

Monzo Bank App is amazing. Easy of transaction and feedback is great. Reviewed on: 19th January 2024

Excellent banking experience with Monzo.

Excellent banking experience with Monzo. Everything works so well and easy. Customer service helpful and efficient. Reviewed on: 19th January 2024

Monzo Accolades.

So far my experience with monzo has been awesome. Monzo communication in very step they want to take with me in respect to my account for approval. They are great. Monzo makes you understand every step of the way in saving them the bank and every transaction done with them is transparent. They are excellent in solving fraudulent situations. I Love their services Reviewed on: 19th January 2024

Interesting GUI

I love their GUI for users, and the constant improvement they make to the app. Love the sections of the application, putting the savings, interest and other money pot at the homepage. I love how the approval to app payments are made on the app, so you are certain that the user got the payment and not another scam page. Reviewed on: 19th January 2024

I really love the service of this bank.

I really love the service of this bank. It is easy to open accounts with Monzo. Monzo is the bank of today, tomorrow and the far future. They have the best of financial app. It is very comprehensive and it gives you all you need to monitor your money. Their interest rate is very competitive. Keep going Monzo. Reviewed on: 19th January 2024

Excellent service, very happy with the service provided

Excellent service, very happy with the service provided Reviewed on: 19th January 2024

The ease at which one is able to register and receiv...

The ease at which one is able to register and receive an account with Monzo is far easier and transparent as any other bank I have experienced within the UK Reviewed on: 19th January 2024

Quick to set up.

Quick to set up. Card arrives before you know it. Easy to use. Easy to save! All online!!! Reviewed on: 19th January 2024

Is being a nice experience with monzo, quick and fas...

Is being a nice experience with monzo, quick and fast service delivery, you can had credit card to your service Reviewed on: 19th January 2024

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