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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

No problems amazing online bank.

No problems amazing online bank. Reviewed on: 19th January 2024

Recommended to lots of people, very easy to use and...

Recommended to lots of people, very easy to use and intuitive, not overly cumbersome tech (as with other banks) Reviewed on: 19th January 2024

Love this ap/bank

Haven’t had to have much to do with customer services as I hsvdjtvhdd any problems Reviewed on: 19th January 2024

Monzo will solve all your problems!

Incredibly intuitive and effective app. Regular updates. Savings pots with fantastic interest rates make it easy to save and track your savings. Amazing for splitting a bill with friends or transferring money to work colleagues without having to input their information. A really brilliant product all round! Reviewed on: 19th January 2024

Monzo’s flexibility and versatility empowers you

Monzo allows for incredible flexibility in managing your personal finances. The app allows you to cleverly create different pots, automatic bank transfers between accounts and keep you in check with budget reports and very well built useful functionalities such as being able to transfer money again by clicking on a past transfer. As such Monzo is an incredible Bank, helping advance, financial education, empowerment, and literacy which no traditional banks have bothered tackled before. Reviewed on: 19th January 2024

Brilliant with all questions and really helpful.

Brilliant with all questions and really helpful. Great way to save money. Reviewed on: 19th January 2024

Always recommend Monzo to everyone!

So easy to use. It’s a great way of sorting money between big groups of people, holidays etc. Customer service is brilliant always get a quick answer on the chat! Reviewed on: 19th January 2024

I have enjoyed using Monzo for banking it is very ea...

I have enjoyed using Monzo for banking it is very easy and convenient, I originally got it for going on a holiday but I have continued to use it and I plan on continuing to use it for the foreseeable future. Reviewed on: 19th January 2024

Very convinient easy to use I love it

Very convinient easy to use I love it Reviewed on: 19th January 2024

Easy banking within a touch.

Easy banking within a touch. Monzo flex is a fabulous way to reach into customers heart.they even gave me a mobile insurance.Thank you Monzo. Reviewed on: 19th January 2024

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