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Monzo: Current account reviews

4.93
Based on 19,402 reviews, last reviewed 28th Apr 2026
3340% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026
Baz Sellers's avatar
Baz Sellers

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19402)

Never had any hiccups with Monzo.

5
Never had any hiccups with Monzo. App is user friendly and customer service is awesome. Thank you Reviewed on: 19th January 2024

Monzo the Most Awesome Bank

5
It has been awesome experience banking with Monzo. The credit facilities is great Reviewed on: 19th January 2024

Best premium package and rates

5
I use Monzo for every over seas holiday and the premium offers amazing extras I always feel reassured to have! Reviewed on: 19th January 2024

Very good.

5
Very good. Easy to track incoming and outgoing. Shows advance payment. Good customer services Reviewed on: 19th January 2024

superb company!

5
Ive been a customer for 5 years and im 100% satisfied. From savings to everyday use monzo is the real deal. I was also approved with loan which was really helpful! most of my friends are using Monzo. Reviewed on: 19th January 2024

Fantastic!

5
Great way to manage your money in a easy to use format Reviewed on: 19th January 2024

I enjoy Monzo premium a

5
I enjoy Monzo premium and the budgeting and money overview feature, as well as the making use of the stocks and shares ISA. Everything in one app with good customer service that get back to you right away Reviewed on: 19th January 2024

Really i feel safe while doing any transaction with...

5
Really i feel safe while doing any transaction with monzo Reviewed on: 19th January 2024

It has been a great experience, with excellent deliv...

5
It has been a great experience, with excellent delivery Reviewed on: 19th January 2024

Supportive Bank

5
Great flexibility and support towards customers. Reviewed on: 19th January 2024

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