Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

View other Monzo products

4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Brilliant!, intuitive and helpfully!

I joined monzo in 2023 and its been amazing, the app is easy to use and I know a few people who struggle with using technology but even they could use monzo, along side the pots they have help me organise my money and makes saving so easy! And the service of automatic saving for bills it helps .ake sure you can use a paycheck and automatically can put how much you've told it for bills each month to help stop over spending! Reviewed on: 19th January 2024

Excellent- always easy to get in touch with.

Excellent- always easy to get in touch with. The app is the best on the market. Reviewed on: 19th January 2024

Awesome!

I love monzo. The product, app, marketing, customer service. Its faultless. Ill never look back! Reviewed on: 19th January 2024

Happy days

So far, I have been able to use my account exactly as I want, in the UK and in Eyrope. Happy Reviewed on: 19th January 2024

Brilliant!

Best banking app! Have used multiple different physical and online banks. Monzo’s apl is the best, and they give really good interest rates. The premium service is also great. Reviewed on: 19th January 2024

Easy banking

I love my Monzo account. Its great for travel. I love creating pots to save for different things. The breakdown of areas of spend is helpful. Reviewed on: 19th January 2024

This is a online bank , I always thing that

This is a online bank , I always thing that Reviewed on: 19th January 2024

Excellent fast reliable service.

Excellent fast reliable service. Reviewed on: 19th January 2024

Very easy to sign up, great interest rate on savings...

Very easy to sign up, great interest rate on savings, great app Reviewed on: 19th January 2024

Never had any hiccups with Monzo.

Never had any hiccups with Monzo. App is user friendly and customer service is awesome. Thank you Reviewed on: 19th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Accounts
from London Community Credit Union 1.00 from 3 reviews
Plutus account
from Plutus 0.00 from 0 reviews
Current Account
from Norwich and Peterborough Building Society 2.96 from 8 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3172 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub