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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Monzo is great.

Monzo is great. Great customer service and exchange rates. Reviewed on: 19th January 2024

very good, it gives me what I need all the...

very good, it gives me what I need all the time Reviewed on: 19th January 2024

I like monzo and I don’t know what you say is very v...

I like monzo and I don’t know what you say is very very good Monzo I like it Reviewed on: 19th January 2024

Monzo No.1

Since joining Monzo my experiences have been absolutely positive, a very simple UI and very straight to the point makes it easy to find everything you’re looking for. The savings potz are very beneficial for when saving or just to show you how much you can save when you put your mind too it. The QR feature to request money is a very simple one, especially when you’re working and need to send bank details this reduces that time. Monzo shall be my number one bank for as long as it continues. Reviewed on: 19th January 2024

I’ve had a great experience with monzo once I had an...

I’ve had a great experience with monzo once I had an issue and they sorted it straight away Reviewed on: 19th January 2024

Ur so good love it thanks fir ur work

Ur so good love it thanks fir ur work Reviewed on: 19th January 2024

Easy and seamless experience

Easy and seamless experience. Monzo makes banking enjoyable, wether that is budgeting or splitting bills. Monzo has been my main and only account for over 5 years and I have never had a complaint. They make physical banks seem obsolete, I can get all the help I need within the app! Reviewed on: 19th January 2024

Monzo,more than an Online Bank

I have had excellent Online Banking experience from Monzo,the fast and quality response I get whenever I need help is remarkable,Monzo is just more than an online Bank. Reviewed on: 19th January 2024

Monzo gives great savings rates

When I first started with Monzo it was very easy to contact the customer service team/agents. It has got a little more tricky as they have grown and user numbers have increased. They still solve any issues I raise and are always very well mannered and polite. Reviewed on: 19th January 2024

Lovely back, great customer service.

Lovely back, great customer service. Speedy replies and informative. Thank you for being a lovely back with good staff. Reviewed on: 19th January 2024

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