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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Monzo will solve all your problems!

Incredibly intuitive and effective app. Regular updates. Savings pots with fantastic interest rates make it easy to save and track your savings. Amazing for splitting a bill with friends or transferring money to work colleagues without having to input their information. A really brilliant product all round! Reviewed on: 19th January 2024

Monzo’s flexibility and versatility empowers you

Monzo allows for incredible flexibility in managing your personal finances. The app allows you to cleverly create different pots, automatic bank transfers between accounts and keep you in check with budget reports and very well built useful functionalities such as being able to transfer money again by clicking on a past transfer. As such Monzo is an incredible Bank, helping advance, financial education, empowerment, and literacy which no traditional banks have bothered tackled before. Reviewed on: 19th January 2024

Brilliant with all questions and really helpful.

Brilliant with all questions and really helpful. Great way to save money. Reviewed on: 19th January 2024

Always recommend Monzo to everyone!

So easy to use. It’s a great way of sorting money between big groups of people, holidays etc. Customer service is brilliant always get a quick answer on the chat! Reviewed on: 19th January 2024

I have enjoyed using Monzo for banking it is very ea...

I have enjoyed using Monzo for banking it is very easy and convenient, I originally got it for going on a holiday but I have continued to use it and I plan on continuing to use it for the foreseeable future. Reviewed on: 19th January 2024

Very convinient easy to use I love it

Very convinient easy to use I love it Reviewed on: 19th January 2024

Easy banking within a touch.

Easy banking within a touch. Monzo flex is a fabulous way to reach into customers heart.they even gave me a mobile insurance.Thank you Monzo. Reviewed on: 19th January 2024

Your helpful Money savvy friend

Really great bank, like a fun friend helping you to get on top of your finances Reviewed on: 19th January 2024

My personal bank account easy to use abroad and easy...

My personal bank account easy to use abroad and easy to send money internationally with a high exchange rate. And no charge ever time using your card abroad. Reviewed on: 19th January 2024

I am too much happy with monzo.

I am too much happy with monzo. The app interface is easy and I can securely transfer money . Reviewed on: 19th January 2024

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